海上碰撞是海上企業經營之危險。實務係以投保船舶險附加之碰撞責任險及防護與補償保險，來轉移危險。本文遂針對我國海險實務慣用之英式協會條款與英式防護與補償協會規章，探討其碰撞責任條款之適用性問題與相互間之關聯。作者更為特別因應我國法院判決實務，除通常為準據之英國法外，尚探討該等條款於我國法下之適用性。同時，利用本文論述過程對責任保險之附帶研究結果，兼提我國現行保險法責任保險部分條文再修正之建議。

　　　　　Collisions at sea are perils for marine enterprises during their marine adventures. It is, in practice, for the interested parties to insure collision liability cover attached to the ship policies, and P & I insurance to transfer such risks. This work is then proposed to have a quest for the practical application and corresponding connection amongst those collision liability clauses in marine insurance policies. In order to cope with the court practice in Taiwan, purposely by the Author, not only the application in English law context, which generally governs those policies, but also the application under Taiwanese law is explored. At the same time, the Author utilizes the accompanied result originating from the research process of this work to propose to further amend part of the liability insurance provisions in the current Taiwanese Insurance Code.