本研究目的探討銀髮族群與一般族群等人口統計變項對於加入室內溫水游泳池會員風險評估之交互作用，因素分析、獨立t檢定分析與二因子多變量變異數檢定運用於資料分析。結果顯示銀髮族群在「實體風險」與「功能風險」顯著優於一般族群，男性在「心理風險」、「實體風險」與「功能風險」顯著優於女性，非會員在「社會風險」、「心理風險」與「實體風險」顯著優於會員，族群與職業在加入室內溫水游泳池會員風險評估達到顯著交互作用，同樣職業為自由業之民眾當中，一般族群在「心理風險」顯著優於銀髮族群，同樣銀髮族群當中，職業為商業之民眾在「心理風險」顯著優於農業與自由業之民眾。建議室內溫水游泳池業者對救生服務人員專業訓練，水質乾淨與檢驗數據之呈現，以及蒸氣室、烤箱、更衣室等環境衛生之維護，結合悠遊卡或儲值卡等計費方式，吸引更多的會員加入。

The purpose of this study was to discuss the interactions of risk evaluation between the senior citizens and non-senior groups for being membership of indoor warm water swimming pool club. Factor analysis, t-test and Two-way MANOVA were utilized for data analysis. The results indicated that the senior groups were significantly superior to the non-senior groups in "physical risk" and "functional risk"; male performed better in "psychological risk", "physical risk" and "functional risk" over female; non-members were extremely superior to members in "social risk", "psychological risk" and "physical risk". There is significant interaction between age groups and occupation regarding with the risk evaluation. Among respondents who were freelanced, non-senior groups were significantly superior to the senior groups in "psychological risk". Among the senior respondents, people working in business industry were significantly better than people in agriculture industry and free lanced in "psychological risk". It is suggested that the management of indoor warm water swimming pool clubs hire certified lifeguard and have them trained constantly. It is necessary to maintain hygiene of the environment, such as sauna room. steam room and change room, etc. It is also important to have clean water and present water test statistics to the public. On the other hand, the swimming pool club can think of more flexible payment methods, for example, combined with MRT card or refill card issuance in order to attract more people joining the membership.