隨者經濟快速發展的結果，導致農村社會勞力短缺及人口高齡化的惡性循環，尤其農村外移人口轉入其他產業後，多已無餘力照顧在鄉老農生活，往昔農村老年人子孫奉養制度日越式微，在此一情況下，已屆退休老農，因安養無著，乃不得不繼續勉強務農維生，由於老年農民無法或不願即時交出產權或經營構，結果又導致農業結構僵化，農場經營規模始終維持小農業的局面，成為農業經營現代化的障礙。尤有進者，因應2009年全球經濟風暴對農業的衝擊，改善農業結構以提高農業生產力，乃為當務之急。 本文乃就實施離農年金保險之理論基礎予以詮釋；並對該項保險對農村經濟發展之基本效益加以論證；進而建議制定相關法令規章、成立農地信託公司、加強該項保險之宣導、積極建立資料以及成立專賣策劃委員會等配合措施。

There is great necessity to implement Leave Farm Pension Insurance in Taiwan since it can help old aged farmers to lead a stable economic life, to promote the agricultural production scale and productively, and to utilizc the agricultural resource efficiently. The main purposes of the study are (1) to evaluate the basic principle for leave farm pension insurance in Taiwan. (2) To analyze the economic effects of Leave Farm Pension Insurance. There are several measures for which we must be prepared if we are to get Leave Farm Pension Insurance moving such as setting up an organization which is responsible for planning, collection date required and investigating the Taiwan Farmer's Standard Ordinary Experience Mortality Table, constructing a law of Fanner's Pension Insurance and giving a training of insurance.