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題名:產險業財業務績效與市占率之分析
書刊名:保險經營與制度
作者:林明俊 引用關係陳青浩 引用關係陳冠志 引用關係
作者(外文):Lin, Ming-chunChen, Ching-haoChen, Guan-chih
出版日期:2010
卷期:9:1
頁次:頁51-68
主題關鍵詞:產險財業務績效市占率Non-life insuranceFinancial and business performanceMarket share
原始連結:連回原系統網址new window
相關次數:
  • 被引用次數被引用次數:期刊(4) 博士論文(1) 專書(0) 專書論文(0)
  • 排除自我引用排除自我引用:4
  • 共同引用共同引用:33
  • 點閱點閱:46
本研究探討產險公司之於2005至2007年之財業務績效及對市占率之影響。首先利用因素分析將17個產險公司財業務比率萃取得到4個經營績效指標:整體營運、投資能力、核保品質及業務能力,並計算因素得點檢定本土及外商公司、金控與非金控體系下之差異性;最後透過迴歸分析找出影響金控與非金控體系下公司市占率的經營績效指標。結果發現整體營運及投資能力顯著影響金控體系公司的市占率,整體營運及核保品質顯著影響非金控體系公司的市占率,而業務能力在兩體系下則對公司市占率沒有顯著影響。
 This research explores the effect of financial and business performance to market share of non-life insurance companies in Taiwan from 2005 to 2007. First, apply factor analysis to extract seventeen financial rates into four factors which are defined as “whole operation,” “invest ability,” “underwrite quality,” and “business ability.” Then apply regression analysis to find factors which affect the company’s market share in financial holding and non-financial holding systems. Testing results show that the “whole operation” and “invest ability” significantly affect market share in financial holding system. The “whole operation” and “underwriting quality” are significant in non-financial system, but “business ability” does not affect market share in both systems.
期刊論文
1.Hwang, S. N.、Tong-Liang, K.(2006)。Measuring Managerial Efficiency in Non-Life Insurance Companies: An Application of Two-Stage Data Envelopment Analysis。International Journal of Management,23(3),699-720。  new window
2.Noulas, A. G.、John, T. H.、Katerina, L.(2001)。Non-Parametric Production Frontier Approach to the Study of Efficiency of Non-Life Companies in Greece。Journal of Financial Management and Analysis,14(1),19-26。  new window
3.許文彥、王詩穎(20030300)。我國產險業最低資本額與資本結構之研究。風險管理學報,5(1),109-125。new window  延伸查詢new window
4.許文彥、周盈君(20051200)。我國產險業資本使用效率之實證研究。管理學報,22(6),743-759。new window  延伸查詢new window
5.Cummins, J. D.、Xie, X.(2008)。Mergers and acquisition in the US property-liability insurance industry: Productivity and efficiency effects。Journal of Banking and Finance,32(1),30-55。  new window
6.Cummins, J. David、Weiss, Mary A.、Zi, Hongmin(1999)。Organizational Form and Efficiency: Analysis of Stock and Mutual Property-liability Insurers。Management Science,45(9),1254-1269。  new window
7.陳亞為、郝充仁、陳迺慧(20051000)。臺灣地區產物保險業經營績效之分析--隨機邊界分析法之應用。貨幣市場,9(5),1-45。  延伸查詢new window
8.梁榮輝、廖振盛、張瑞玲(2008)。台灣地區產險業經營績效因素之研究--財務面的實證分析。保險專刊,21(1),81-102。new window  延伸查詢new window
9.黃旭男、高棟梁(20050600)。臺灣地區產險公司經營績效之評估:二階段資料包絡分析法之應用。保險專刊,21(1),57-79。new window  延伸查詢new window
10.Toivanen, O.(1997)。Economies of Scale and Scope in the Finnish Non-Life Insurance Industry。Journal of Banking and Finance,21(6),759-779。  new window
11.Brockett, Patrick L.、Cooper, William W.、Golden, Linda L.、Pitaktong, U.(1994)。A neural network method for obtaining an early warning of insurer insolvency。The Journal of Risk and Insurance,61(3),402-424。  new window
12.Cummins, J. David、Nini, Gregory P.(2002)。Optimal capital utilization by financial firms: Evidence from the property-liability insurance industry。Journal of Financial Services Research,21(1/2),15-53。  new window
13.廖振盛,(2009)。「費率自由化對產險經營效率與生產力影響之分析」。保險經營與制度,第8卷第2期,頁205-228。  延伸查詢new window
14.Ambrose J. M., and J. A. Seward,(1988)。Best’s Ratings。Financial Ratios and Prior Probabilities in Insolvency Prediction,55(2),229-244。  new window
15.Yao S., Z. Han, and G. Feng,(2007)。On Technical Efficiency of China’s Insurance Industry after WTO Accession。China Economic Review,18,66-86。  new window
16.林宜勉、李秀英、劉彥余、林秋雅,(2008)。「上市上櫃前資本擴張對後續成長機會及經營績效之影響」。管理與系統,第15卷第3期,頁467-496。  延伸查詢new window
17.張士傑、黃雅文、詹淑卿,(2008)。「產物保險公司之核保績效:台灣市場1999-2003之實證研究」。保險經營與制度,第7卷第1期,頁1-18。  延伸查詢new window
18.Browne, M. J.、Robert, E.(1995)。Economic and Market Predictors Insolvencies in the Property-Liability Insurance Industry。Journal of Risk and Insurance,62(2),309-328。  new window
19.Choi B. P., and M. A. Weiss,(2005)。An Empirical Investigation of Market Structure。Efficiency,72(4),635-673。  new window
20.Fukuyama, H.、Weber, W. L.(2001)。Efficiency and Productivity Change of Non-Life Insurance Companies in Japan。Pacific Economic Review,6(1),129-146。  new window
21.Wu C. R., M. S. Lin, and Y. M. Wang.,(2009)。Marketing and Operational Efficiency in a Two-Stage Data Envelopment Analysis。The Application of Financial Holding Companies in Taiwan,12(1),29-45。  new window
圖書
1.財團法人保險事業發展中心,(2007)。中華民國九十六年產物保險統計要覽。台北。  延伸查詢new window
 
 
 
 
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