單篇論文| 1. | The Council of Economic Advisers(2014)。15 Economic Facts about Millennial。   |
| 2. | Federal Reserve Bank of New York(2013)。Small Business Credit Survey Q4 2013。 |
| 3. | HM Treasury(20141215)。Competition in banking: improving access to SME credit data。 |
| 4. | Parliamentary Commission on Banking Standards(2014)。Changing Banking for Good。 |
| 5. | Bank of England, FSA(2013)。A review of requirements for firms entering into or expanding in the banking sector。 |