:::

詳目顯示

回上一頁
題名:政府政策制訂研究分析-以高級中等以下學校學生及教保服務機構幼兒團體保險為例
作者:盧俊旭
作者(外文):Lu,Chuh-Hsu
校院名稱:國立彰化師範大學
系所名稱:工業教育與技術學系
指導教授:陳德發
鄭國枝
學位類別:博士
出版日期:2020
主題關鍵詞:學生團體保險政策保險政策制定Student group insurancepolicy insurancepolicy formulation
原始連結:連回原系統網址new window
相關次數:
  • 被引用次數被引用次數:期刊(0) 博士論文(0) 專書(0) 專書論文(0)
  • 排除自我引用排除自我引用:0
  • 共同引用共同引用:0
  • 點閱點閱:0
臺灣省政府自民國65年8月開辦學生團體保險,是為了彌補學生因遭受意外事故時所受的經濟損失,可能無法繼續就學,精省以前係由省營臺灣人壽保險公司承保。又「政府採購法」自87年5月27日公布後一年實施,學生團體保險,遂依「政府採購法」辦理招標。近幾年高級中等以下學校(含幼兒園)學生(幼兒)團體保險招標,因廠商不願意參與投標,都是在7月底才順利決標,對學生權益衝擊影響甚大。
教育部為維護學生就學權益,辦理學生團體保險為政策保險,卻面臨招標困難困境,本研究為了解招標困難原因,以質性研究方式,對教育及保險專家學者、保險公司、保險公會及22縣市政府做訪談,分析、研究及解決方式,本研究歸納保險及教育專家學者看法,作為學生團體保險政策制定之參考,並提出不同教育階段別不同費率等九項建議讓學生團體保險未來運作更為順遂,為本研究之目的。
關鍵詞:學生團體保險、政策保險、政策制定
The Taiwan Provincial Government launched student group insurance in August 1965 to make up for the financial losses suffered by students who may not be able to continue their education due to accidents. Taiwan Life Insurance Company used to underwrite before Taiwan Provincial Government was downsized. Then, the “Government Procurement Act” has been implemented one year after its promulgation on May 27, 1987. Student group insurance then handles bidding according to the “Government Procurement Act”. In recent years, because manufactures are unwilling to participate in the bidding, the tenders for student (children) group insurance in senior secondary schools and below, including kindergartens, were successfully awarded at the end of July, which has a great impact on the rights of students.
In order to protect the rights of students, the Ministry of Education deals with student group insurance as policy insurance; however, it is facing difficulties in bidding. To understand the reasons for the difficulty in bidding, this study uses qualitative research to interview experts and scholars in education and insurance, insurance companies, insurance associations, and twenty-two city and county governments, then analyze, research, and propose solutions. This study summarizes the opinions of the experts and scholars in education and insurance, which serves as a reference for the formulation of student group insurance policies. It also proposes nine suggestions such as formulating different rate in different educational stage to make the operation of student group insurance go smoothly. This is the purpose of the study.
Keywords: Student group insurance, policy insurance, policy formulation
一、中文部分
立法院高級中等以下學校學生團體保險制度相關問題研析,第10屆第1會期,https://www.ly.gov.tw/Pages/Detail.aspx?nodeid=6590&pid=163913。
毛淑娟 (2010)。論社會風險管理與商業保險新功能。海南金融,第8期,58-61。
中銀保險,https://www.bankofchina.com/bocins/cusser/cs2/201110/t20111020_1884017.html。
江朝國 (2004)。社會保險、商業保險在福利社會中的角色-以健康安全及老年經濟安全為中心。月旦法學雜誌,179期,79-80。
江朝國 (2010)。社會保險、商業保險在社會福利中的角色-以健康安全及老年經濟安全為中心。月旦法學雜誌,第179期,76-98。
宋明哲 (1995)。 保險學-純風險與保險 五南圖書出版公司。
李卓倫、龍紀萱、劉立凡 (2010)。台灣長期照護保險的理論與挑戰。護理雜誌, 57卷,4期,11-16。
李麗紅、楊政議 (2020)。質性研究訪談個案數之判定:資料飽和概念之使用。澄清醫護管理雜誌, Vol. 16 No.1 Jan. 2020,47-52。
周國端 (2005)。台灣社會保險制度之實證研究-財富重分配效果分析。台大管理論叢,第15卷第2期,43-70。
柯興木 (1999)。社會保險。中國社會保險學會。
施文森 (1999)。論社會保險權益之性質。軍法專刊第45卷,第10期,1-13。
姜谷弘 (1986)。學生保險的回顧與前瞻。保險專刊,3卷3期,16-23。
袁宗蔚 (1998)。保險學概要。三民書局。
袁宗蔚 (1998)。保險學-危險與保險。三民書局。
凌氤寶、康裕民、陳森松 (1998)。保險學-理論與實務。華泰文化事業。
孫迺翊 (2008)。論社會保險制度之財務運作原則-兼評中央與地方政府關於健保保費補助之爭議問題。政大法學評論,第101期,61-136。
陳彩稚 (1998)。保險學。三民書局。
陳雲中 (2002)。保險學。五南書局。
陳昊安 (2015)。商業保險補健保漏洞4個問題檢視保單。禪天下128期,40-43。
傅立葉 (1993)。臺灣社會保險制度的社會控制本質。台灣社會研究季刊,15期,39-64。
湯俊湘 (1996)。保險學。三民書局。
葉啟洲 (2011)。保險法實例研習。元照出版。
彭金隆、許永明、李志峰(2013)。我國學生團體保險制度之革新。保險專刊,29卷2期,191-208。
楊政議、李麗紅、曾雯琦 (2008)。質性研究與實證主義的關係,。護理雜誌, 55卷,5期,64-68。
蔡秋杰 (2005)。保險供求互動關係的一般特徵及其原因分析。江西財經大學學報,第三期,33-37。
蔡信華 (2017)。論再保險契約之效力 — 以監理效益為探討核心。保險專刊,33卷,1期,75-90。
霍秉坤、胡婧菁 (2012)。課程研究範式:量性研究和質性研究之整合。教育學報,第 40 卷第1-2期,1-14 。
賴文恩、李秉學 (2016)。 以「雙重詮釋」概念,理解質性研究之多元面貌。台灣公共衛生雜誌,35卷,4期,351-358。
謝榮堂 (2013)。社會保險制度之生存保障與改革。軍法專刊第56卷,第5期,70-89。
羅俊瑋 (2011)。社會保險與商業保險告知義務之聯繫。萬國法律,175期,95-110。
二、英文部分
Anna Godoy, Knut Roed (2015). Unemployment Insurance and Underemployment, LABOUR 30 (2) 158–179.
Anand Pradeep (2016). Property Insurance -Looking Ahead, The Journal of Insurance Institute of India, January – March.
Avdullah Robaj (2019). The Legal Nature of Social Insurance in Kosovo in The Spirit of Eu Integration ,journal of Liberty and International Affairs , Vol.5, No.1, EISSN 1857-9760.
Brandon Lehr (2016). Optimal Social Insurance for Heterogeneous Agents With Private Insurance, The Journal of Risk and Insurance. Vol. 83, No. 2, 301–333.
Beda Oxana,Mardari Liliana (2016). State Social Insurance Budget: Features and Trends,Lucrari Știintifice, Seria I, VOL. XVIII(3).
Bin Hu1 and Ross McKitrick (2016). Climatic Variations and the Market Value of Insurance Firms, Journal of Insurance Issues, 39 (1): 92–111.
CB Staff (2020). Record Increase in Property Insurance Prices, Special Faature: Insurance , Thursday, February 20.
Evan Mills (2009). A Global Review of Insurance Industry Responses to Climate Change, 2009 The International Association for the Study of Insurance Economics 1018-5895/09.
DeMott, John S. (1993). Business Insurance will Cost You More, Nation's Business. Jun93, Vol. 81 Issue 6, 44- 4 8 Color Photographs.
Daniel Gottlieb (2015). The multidimensional adequacy of social insurance benefits and insurability,International Social Security Review, Vol. 68, 3.
Elżbieta Hajduga (2015). Social Insurance of Farmers vs. The Concept of Sustainable Development ,Prace Naukowe Uniwersytetu Ekonomicznego We Wroclawiu Research Papers of Wrpclaw University of Economisc nr 397.
Emily Dabbs,Cagri Kumru (2016). How Well Does The Australian Aged Pension Provide Social Nsurance?,Australian Econamic Papers,Flinders University and University of Adelaide and John Wiley & Sons Australia, Ltd.
Edwell Kaseke (2017). Social Insurance Systems in South Africa and Zimbabwe: A Comparative Analysis , Social Development Issues 39 (1).
Fantozzi, Joanna (2020). Here’s what your restaurant business insurance may (or may not) cover during the coronavirus pandemic, Restaurant Hospitality Exclusive Insight. 3/26, pN.PAG-N.PAG. 1p.
Georges Dionne & Kili C. Wang (2013). Does insurance fraud in automobile theft insurance fluctuate with the business cycle?,JRisk Uncertain(2013) 47:67-92.
Giuseppe Bertola,Winfried Koeniger (2015). Hidden insurance in a moral-hazard economy, RAND Journal of Economics Vol. 46, No. 4, Winter pp. 777–790
Helmuth Cremer,Kerstin Roeder (2017). Social insurance with competitive insurance markets and risk misperception,Journal of Public Econamics, Volume 146, February 2017, 138-147
Hospitality Industr Business Management(2007) ,9月,卷43第9期,1-6。
Jochen Clasen (2001). Social Insurance and the Contributory Principle: A Paradox in Contemporary British Social Policy, Social Policy & Administration Issn 0144-5996 Vol35,No.6,December, 641-675.
Jack E. Nicholson (2019). Challenges for the Insurance Industry in the Future, Journal of Insurance Regulation, National Association of Insurance Commissioners.
Kok Sook Ching, Mori Kogid and Fumitaka Furuoka (2010). Causal Relation between Life Insurance Funds and Economic Growth Evidence from Malaysia, Asean Economic Bulletin Vol. 27, No.2, pp. 85–99.
Kayleigh Barnes a, Arnab Mukherji b, Patrick Mullenc, Neeraj Sooda (2017). Financial risk protection from social health insurance,Journal of Health Economics 55, 14-29.
Kai Zhao (2017). Social insurance, private health insurance and individual welfare, Journal of Economic Dynamics and Control, Volume 78,May, 102-117.
Magdalena Chmielowiec-Lewczuk (2012). Business Insurance Costing for The Purpose of Decision-Making Calculi ,Prace Naukowe Uniwersytetu Ekonomicznego We Wroclawiu Research Papers of Wroclaw University of Economics,nr263.
Maia Sieverding (2016). Youth Perspectives on Social Insurance in Egypt: Qualitative Insights on the Gap between Legal and Effective Coverage ,Development Policy Review, 34 (6): 851—867.
Michal Koreh (2017). The Political Economy of Social Insurance: Towards a Fiscal-Centred Framework ,Social Policy & Administration ISSN 0144-5596 DOI: 10.1111/spol.12187 VOL. 51, NO.1, January, 114–132.
Martin Eling1 and JingjingZhu (2018). Which Insurers Write Cyber Insurance? Evidence from the U.S. Property and Casualty Insurance Industry, Journal of Insurance Issues, 41 (1): 22-56.
Patrick M. Liedtke (2007). Whats Insurance to a Modern Economy?,The Gevena Paper, 32,211-221.
Philipp Portwich (2011). The Swiss social insurance system: Social security and grass-roots democracy , International Social Security Review © 2011 International Social Security Association.
Rudy C.H.M. Douvena,∗, Frederik T. Schut (2011). Pricing behaviour of nonprofit insurers in a weakly competitive social health insurance market, Journal of Health Economics 30 439-449.
Selim Manka, Aymen Belgacem (2016). Interactions Between Risk Taking, Capital, and Reinsurance for Pprperty–Liability Insurance Firms, The Journal of Risk and Insurance. Vol. 83, No. 4, 1007–1043.
Shantanu Bagchi (2019). Differential mortality and the progressivity of social security, Journal of Public Economics, Volume 177, September, 104044September, 104044.
Tracy Barbour (2017). Commercial Insurance Essential for Business Survival,. Alaska Business Monthly / March.
Thomas J.Hoerger,Framl A. Sloan& Mahmud Hassan(1990).Loss volatility,bankruptcy,and the demand for reinsurance,Journal of Risk and Uncertainty 3,221-225.
Theodore R. Marmor (2018). Social Insurance and American Health Care : Principle s and Paradoxes,Journal of Health Politics, Policy and Law, Vol.43, No.6, DecemberDOI 10.1215/03616878-7104419 by Duke University Press.
Tracy Barbour (2019). Insurance and risk management best practices, Alaska Business Monthly 18 July.
V Gajapathy,Reshma M Patil (2018). Cyber Insurance -A Rising Market in India, Global Journal of Enterprise Information System Vol10 Issue3 July-Sep
 
 
 
 
第一頁 上一頁 下一頁 最後一頁 top
:::
無相關博士論文
 
無相關書籍
 
無相關著作
 
無相關點閱
 
QR Code
QRCODE