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題名:金融科技專業人士倫理責任量表之發展
作者:Rizqa Anita
作者(外文):Rizqa Anita
校院名稱:大葉大學
系所名稱:管理學院博士班
指導教授:吳為聖
學位類別:博士
出版日期:2022
主題關鍵詞:金融科技倫理責任量表發展Financial TechnologyEthical ResponsibilityScale Development
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倫理責任是企業決策過程中的基本概念之一,對利害關係人有
著深遠的影響,尤其對金融科技的良性發展至關重要。作為個人的
關鍵能力或企業道德行為的價值觀與原則,倫理責任內涵尚未獲得
證實。財務金融與資訊系統等領域有幾種衡量專業倫理的方法,但
是這些衡量方法對評估金融科技從業人員的倫理責任方面仍有局
限性。本研究目的在開發金融科技專業人士倫理責任的衡量工具。
以道德理論與責任概念為基礎,參考財務金融與資訊系統相關專業
倫理指標,系統性建構一個衡量金融科技從業人員的倫理責任量表
初稿。採問卷方式收集480 名印度尼西亞金融科技業人員的意見。
使用二階方法分析資料,包括探索性因素分析(EFA)和驗證性因
素分析(CFA),驗證此倫理責任量表的結構。結果顯示金融科技
人員的倫理責任屬多維構念,測量模型含有6 個向度,效度與信度
俱佳。本研究將此衡量工具命名為金融科技倫理責任量表(Scale of
Ethical Responsibility),並討論應用此量表評估金融科技業人員道
德責任的可能性及未來發展。
Ethical responsibility is one of the essential concepts during the corporate’s
decision-making process, it has a deep impact on its stakeholders. It is crucial to the
virtuous development of financial technology (fintech). The nature of ethical
responsibility as an individual’s critical ability or the basic values and principles for
corporate ethical actions has not been confirmed. There are several instruments for
measuring ethical actions in finance and information systems domains, however, the
majority of them have limitations to assess the ethical responsibility for the fintech
professionals. The purpose of this study is to develop an instrument for measuring
fintech professionals’ ethical responsibility. Based on an ethical responsibility
conceptual framework, a set of ethical responsibility measurements has been
developed through a systematic process. With a questionnaire, data were collected
from 480 fintech professionals working in Indonesia. A two-tier approach was used to
validate the ethical responsibility measurements, including exploratory factor analysis
(EFA) and confirmatory factor analysis (CFA). The results of data analysis showed a
structure of six dimensions for fintech ethical responsibility. The multi-dimensional
instrument was constructed and validated, namely the Scale of Ethical Responsibility
(SER), as an effective instrument to assess fintech professionals’ ethical responsibility.
Finally, the applications of SER and its future development in the fintech sector are
discussed.
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