Willingness to Take Financial Risk and Creditworthiness Evaluation__臺灣人文及社會科學引文索引資料庫

:::

詳目顯示

第 1 筆 / 總合 1 筆

/1頁

來源文獻資料
外文摘要
引文資料

題名：	Willingness to Take Financial Risk and Creditworthiness Evaluation
書刊名：	Academy of Taiwan Business Management Review
作者：	Lim, Thien Sang／A.B.U., Zatul Karamah／Osman, Zaiton
出版日期：	2007
卷期：	3:2
頁次：	頁65-72
原始連結：	連回原系統網址
相關次數：	被引用次數:期刊(0) 博士論文(0) 專書(0) 專書論文(0) 排除自我引用:0 共同引用:0 點閱:19

In view of the rising bankruptcy cases, the authors suggest that banks should include the determinants of willingness to take financial risk in creditworthiness evaluation process. This call is made as financial risk taking activities involving borrowers and guarantors could adversely affect their current and future ability to fulfil loan repayment obligations. The research found that if all else is held constant; there is significant difference between genders in term of willingness to take financial risks. Significant differences also exist between the singles and those who are married. Consistent with literature, the study found the level formal education and financial knowledge relate positively to willingness to take financial risks. Same relationship is also found between level of income and financial risk taking. The study found an interesting finding that contradicts with literature and western evidence. It is found that birth order correlates negatively to willingness to take risk. The contradiction may be caused by the different in the norms and values between the east and the west.

以文找文

期刊論文
1.	Slovic, Paul(1972)。Information Processing, Situation Specificity, and the Generality of Risk Taking Behavior。Journal of Personality and Social Psychology，22(1)，128-134。
2.	Gneezy, U.、Niederle, M.、Rustichini, A.(2003)。Performance in Competitive Environments: Gender Differences。The Quarterly Journal of Economics，118(3)，1049-1074。
3.	Ball, R.、Brown, P.(1969)。Portfolio Theory and Accounting。Journal of Accounting Research，1969(autumn)，300-323。
4.	Blau, F. D.、Beller, A.(1988)。Trend in earnings differential by gender, 1971-1981。Industrial and Labor Relations Review，41，513-529。
5.	Gneezy, U.、Rustichini, A.(2004)。Gender and Competition at a Young Age。American Economic Review Papers and Proceedings，94(2)，377-381。
6.	Goldstein, W. M.、Einhorn, H.(1987)。A Theory of Preference Reversals。Psychological Review，94(2)，236-254。
7.	Grable J. E.、Joo, S.(2000)。A Cross-Disciplinary Examination of Financial Risk Tolerance。Consumer Interests Annual，46。
8.	Horvath, P.、Zuckerman, M.(1993)。Sensation seeking, risk appraisal, and risky behavior。Personal and Individual Differences，14，41-52。
9.	Klein, W. M.、Kunda, Z.(1994)。Exaggerated self-assessments and the preference for controllable risks。Organizational Behavior & Human Decision Processes，59(3)，410-427。
10.	Liverant, S.、Scodel, A.(1960)。Internal and external control as determinants of decision making under conditions of risk。Psychological Reports，7(1)，59-67。
11.	McKenzie, C. R. M.(1997)。Underweighting alternatives and overconfidence。Organizational Behavior & Human Decision Processes，71(2)，141-160。
12.	Tetlock, P. E.(1985)。Accountability: The Neglected Social Context of Judgement and Choice。Research in Organizational Behavior，7，297-332。
13.	Lopes, L. L.(1987)。Between hope and fear: The psychology of risk。Advances in Experimental Social Psychology，20(3)，255-295。
14.	Powell, Melanie、Ansic, David(1997)。Gender Differences in Risk Behaviour in Financial Decision-making: An Experimental Analysis。Journal of Economic Psychology，18(6)，605-628。
15.	Cook, P. A.、Bellis, M. A.(2001)。Knowing the risk: relationship between risk behaviour and health knowledge。Public Health，115，54-61。
16.	Raghunathan, Rajagopal、Pham, Michel T.(1999)。All negative moods are not equal: Motivational influences of anxiety and sadness on decision making。Organizational Behavior and Human Decision Processes，79(1)，56-77。
17.	Weinstein, N.(1980)。Unrealistic Optimism about Future Life Events。Journal of Personality and Social Psychology，39(5)，806-820。
18.	Svenson, Ola(1981)。Are we all less risky and more skillful than our fellow drivers?。Acta Psychologica，47(2)，143-148。
19.	Pratt, John W.(1964)。Risk Aversion in the Small and in the Large。Econometrica，32(1/2)，122-136。
20.	Elliot, A. J.、McGregor, H. A.(1999)。Test Anxiety and the Hierarchical Model of Approach and Avoidance Achievement Motivation。Journal of Personality and Social Psychology，76(4)，628-644。
21.	Kahneman, Daniel、Tversky, Amos(1979)。Prospect Theory: An Analysis of Decision under Risk。Econometrica: Journal of the Econometric Society，47(2)，263-292。

圖書
1.	Bodie, Zvi、Kane, A.、Marcus, A. J.(1999)。Investments。Chicago：Irwin。
2.	Markowitz, Harry M.(1959)。Portfolio Selection: Efficient Diversification of Investment。New York：Wiley。
3.	Eysenck, W.(1992)。Anxiety and the cognitive perspective. Essays in cognitive psychology。Hillsdale：Lawrence Earlbaum Associates。
4.	Haleblian, John、Markoczy, Livia、McNamara, Gerry(2004)。The Effect of Anxiety and Confidence on Risky Decision Making in Competitive and Non-Competitive Decision Settings。
5.	Johnson, B. B.、Covello, V. T.(1987)。The Social and Cultural Construction of Risk。Dordrecht：D. Reidel。
6.	Sulloway, F. J.(1997)。Born to rebel: Birth order, family dynamics, and creative lives。Boston：Pantheon。
7.	Dohmen, Thomas、Falk, Armin、Huffman, David、Sunde, Uwe、Schupp, Jürgen、Wagner, Gert G.(2005)。Individual Risk Attitudes: New Evidence from a Large, Representative, Experimentally-Validated Survey。Deutsches Institut für Wirtschaftsforschung Berlin。
8.	Yon Neumann, J.、O. Morgenstern(1947)。Theory of Games and Economics Behavior。Princeton, N. J：Princeton University Press。
9.	Douglas, Mary、Wildavsky, Aaron(1982)。Risk and Culture: An Essay on the Selection of Technical and Environmental Dangers。University of California Press。
10.	Hair, Joseph F. Jr.、Anderson, Rolph E.、Tatham, Ronald L.、Black, William C.、Babin, Barry J.(1998)。Multivariate data analysis。Prentice-Hall, Inc.。
11.	Arrow, Kenneth J.(1971)。Essays in the theory of risk bearing。Markham Publishing Company。

其他
1.	(20030630)。Bankruptcy cases up。
2.	(20050511)。Kes muflis semakin terus meningkat。

圖書論文
1.	Roszkowski, M. J.(1996)。Risk tolerance in financial decisions。Fundamentals of Financial Planning。Bryn Mawr, PA：The American College。
2.	Greenspan A.(2002)。Hearings on the state of financial literacy and education in America。Sex differences, financial education and retirement goals。

推文
推薦
引用網址
引用嵌入語法
轉寄

top

:::

相關期刊
相關論文
相關專書
相關著作
熱門點閱

無相關期刊論文

無相關博士論文

無相關書籍

無相關著作

1.	對臺灣傳統建築斷代特徵之初步分析

QR Code

臺灣人文及社會科學引文索引資料庫系統

詳目顯示

臺灣人文及社會科學引文索引資料庫