Two paralleled transverse lines are drawn across on the face of a cheque generally. A cheque may be crossed generally or specially by the drawer. The nature of this cheque in law, a declaration of will who the drawer or the holder directs the drawee, he only pays to specified person. There is a regulation of endorsement for collection in the Bills of Exchange Act is for the bearer, to be only for collection, to exempt a bearers' trouble for collection. A crossed cheque, that the qualification of bearer is limited, to prevent a lost cheque or a cheque of theft to be got or taken something by posing as someone else for whom it is intended, to bearer for collection is not convenient, but only by means of book entry, it is safe. If there is a dishonest recipient, easily to investigate the progress of payment, to both drawee and drawer is free from danger.