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題名:終身癌症保險之評價
書刊名:臺大管理論叢
作者:黃泓智楊尚穎 引用關係王敏琪
作者(外文):Haung, Hong-chihYang, Shang-yinWang, Mng-chi
出版日期:2017
卷期:27:2S
頁次:頁209-243
主題關鍵詞:癌症保險全民健康保險研究資料庫醫療成本Cancer insuranceNational health insurance research databaseMedical cost
原始連結:連回原系統網址new window
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  • 被引用次數被引用次數:期刊(0) 博士論文(0) 專書(0) 專書論文(0)
  • 排除自我引用排除自我引用:0
  • 共同引用共同引用:3
  • 點閱點閱:10
本文利用健保資料庫估計癌症發生率、持續治療率與醫療費用,並以理論模型評估終身癌症保險的保費。研究結果發現,癌症發生率逐年增加且30 歲以下族群之增幅較大,持續治療率逐年提高,癌症醫療費用隨年紀增長而上升,使保險成本逐年提高。同時發現於1998 至2003 年間男性癌症保險成本六年增加60%,女性癌症保險成本六年上升35%。
To address the valuation of lifetime cancer insurance policies, this article provides an analytical solution for the fair premium. The premium increase is a result of a continuous increase in the incidence of cancer, especially in the younger generation. The continued treatment rate and the medical cost increases with age. From 1998 to 2003, the maximum difference premium cost reached nearly 60 percent for males and 35 percent for females.
期刊論文
1.Deb, P.、Trivedi, P. K.(2002)。The structure of demand for health care: Latent class versus two-part models。Journal of Health Economics,21(4),601-625。  new window
2.Mullahy, J.(1998)。Much ado about two: Reconsidering retransformation and the two- part model in health econometrics。Journal of Health Economics,17(3),247-281。  new window
3.Keeler, E. B.、Rolph, J. E.(1988)。The demand for episodes of treatment in the health insurance experiment。Journal of Health Economics,7(4),337-367。  new window
4.連宏銘、余清祥(20001200)。終身癌症保險費率之釐定。保險專刊,62,76-119。new window  延伸查詢new window
5.Adams, C.、Donnelly, C.、Macdonald, A.(2015)。The impact of known breast cancer polygenes on critical illness insurance。Scandinavian Actuarial Journal,2015(2),141-171。  new window
6.D'Amico, G.、Guillen, M.、Manca, R.(2009)。Full backward non-homogeneous semi-Markov processes for disability insurance models: A Catalunya real data application。Insurance: Mathematics and Economics,45(2),173-179。  new window
7.Duan, N.、Manning, W. G. Jr.、Morris, C. N.、Newhouse, J. P.(1983)。A comparison of alternative models for the demand for medical care。Journal of Business & Economic Statistics,1(2),115-126。  new window
8.Frees, E. W.、Gao, J.、Rosenberg, M. A.(2011)。Predicting the frequency and amount of health care expenditures。North American Actuarial Journal,15(3),377-392。  new window
9.Gui, E. H.、Lu, B.、Macdonald, A.、Waters, H.、Wekwete, C.(2006)。The genetics of breast and ovarian cancer III: A new model of family history with insurance applications。Scandinavian Actuarial Journal,2006(6),338-367。  new window
10.Gui, Eng Hock、Macdonald, Angus S.(2002)。A Nelson-Aalen estimate of the incidence rates of early-onset Alzheimer's disease associated with the Presenilin-1 gene。Astin Bulletin: The Journal of the IAA,32(1),1-42。  new window
11.Gutiérrez, C.、Macdonald, A. S.(2003)。Adult polycystic kidney disease and critical illness insurance。North American Actuarial Journal,7(2),93-115。  new window
12.Macdonald, A.(2004)。Huntington's disease, critical illness insurance and life insurance。Scandinavian Actuarial Journal,2004(4),279-313。  new window
13.Macdonald, A. S.、McIvor, K. R.(2006)。Application of a polygenic model of breast and ovarian cancer to critical illness insurance。Annals of Actuarial Science,1(2),319-343。  new window
14.Macdonald, Angus S.、Waters, Howard R.、Wekwete, Chessman T.(2003)。The genetics of breast and ovarian cancer II: A model of critical illness insurance。Scandinavian Actuarial Journal,2003(1),28-50。  new window
15.Macdonald, A. S.、Yang, S. Y.(2003)。Highly penetrant genetic disorders: An atlas for critical illness insurance。British Actuarial Journal,9(4),875-901。  new window
16.Migon, H. S.、Moura, F. A. S.(2005)。Hierarchical Bayesian collective risk model: An application to health insurance。Insurance: Mathematics and Economics,36(2),119-135。  new window
17.Stenberg, F.、Manca, R.、Silvestrov, D.(2007)。An algorithmic approach to discrete time non-homogeneous backward semi-Markov reward processes with an application to disability insurance。Methodology and Computing in Applied Probability,9(4),497-519。  new window
18.Tessera, A.(2007)。Probabilistic models for medical insurance claims。Applied Stochastic Models in Business and Industry,23(4),307-317。  new window
19.Yang, Shang-Yin、Wang, Chou-Wen、Huang, Hong-Chih(2016)。The valuation of lifetime health insurance policies with limited coverage。The Journal of Risk and Insurance,83(3),777-800。  new window
會議論文
1.Hoem, J. M.(1988)。The versatility of the Markov chain as a tool in the mathematics of life insurance。The 23rd International Congress of Actuaries。Ottawa:International Actuarial Association。171-202。  new window
研究報告
1.行政院衛生福利部統計處(2015)。103年死因統計結果分析。  延伸查詢new window
2.衛生福利部國民健康署(2015)。2012年癌症登記報告。  延伸查詢new window
圖書
1.梁正德、喬治華、莊聲和、陳炳雄、萬玟禎、劉炳逢、吳展仲(2004)。癌症相關發生率之研究:以全民健保資料庫為基礎。台北:財團法人保險事業發展中心。  延伸查詢new window
2.Klugman, S. A.、Panjer, H. H.、Willmot, G. E.(2012)。Loss Models: From Data to Decisions。New York, NY:John Wiley and Sons。  new window
3.Smith, C.(1998)。Huntington' Chorea: A Mathematical Model for Life Insurance。Zurich:Swiss Reinsurance Company。  new window
4.Wolthuis, H.(2003)。Life Insurance Mathematics (The Markovian Model)。Amsterdam:IAE, Universiteit van Amsterdam。  new window
其他
1.衛生福利部國民健康署(2014)。全民健康保險重大傷病證明有效領證數前10大疾病別表,http://www.nhi.gov.tw/Resource/news/639_1040707%e6%96%b0%e8%81%9e%e7%a8%bf-%e9%99%84%e4%bb%b61.pdf。  延伸查詢new window
 
 
 
 
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