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題名:線上信用卡付款--技術發展的回顧與評估
書刊名:資訊管理學報
作者:薛夙珍 引用關係黃景彰
作者(外文):Hsueh, Sue-chenHwang, Jing-jang
出版日期:1998
卷期:5:1
頁次:頁1-21
主題關鍵詞:線上付款信用卡安全隱私權電子證書On-line paymentCredit cardSecurityPrivacyDigital certificate
原始連結:連回原系統網址new window
相關次數:
  • 被引用次數被引用次數:期刊(2) 博士論文(0) 專書(0) 專書論文(0)
  • 排除自我引用排除自我引用:2
  • 共同引用共同引用:0
  • 點閱點閱:53
在Internet線上使用信用卡付款,於提供信用卡付款資訊之後,真正的貨款轉移及隨後的銀行問清算,是以現有信用卡付款的組織體系為基礎。此類系統較易與現行的體系整合,故發展的速度較快,所以我們預期它是各種電子支付協定中,是最廣為社會所接受的方式。這一篇文章回顧了最近幾年來Internet線上信用卡付款系統技術的發展;我們回顧了以卡號加解密為主的「傳輸加密(channel encryption)」方式、IBM蘇黎士實驗室的iKP協定(Internet Keyed Payment Protocol)、提供「持卡人證書(cardholder certificate)」作為個體識別的SET、與以「信用卡證書(credit card certificate)」取代「持卡人證書」的Revised SET、匿名信用卡協定五種方法。經過對各種線上信用卡付款系統詳細的分析與討論,我們知道由於在設計上對交易個體間彼此信任關係的基本假設不同,各種協定採行了不同的安全保障方法,也因此有了不同程度的隱私保護。最後,我們也預測未來的發展趨勢。
It is anticipated that on-line payment by credit card will be quickly accepted by elec-tronic payment protocols. Fund transfers and clearings that follow the transmission of infor-mation about payment by credit card over the Internet are based on the current credit card payment infrastructure. Due to easy integration with current banking systems, on-line payment systems using credit cards have been quickly developed. This paper reviews several techniques that facilitate on-line payment by credit. card over the Internet. Included are the "channel encryption" method that relies on the encryption .of credit card numbers; Internet Keyed Payment (iKP) protocol developed by IBM Laboratory at Zurich; SET that provides "cardholder certificate" as individual identity; revised SET that substitutes "cardholder certificate" by "credit card certificate"; and anonymous credit card protocols. The distinct protocols make different assumptions about trust between transaction parties, and apply diversified security protection mechanisms. As a result, they induce different degrees of privacy protection. Future trends of this technology are also predicted.
期刊論文
1.Neuman, B. Clifford(1995)。Security, Payment, and Privacy for Network Commerce。IEEE Journal on Selected Areas in Communications,13(8),1523-1531。  new window
2.薛夙珍、黃景彰(1998)。Greater protection for credit card Holders: A revised SET protocol。Computer Standards & Interfaces,19,1-8。  new window
3.Chaum, D.(1981)。Untraceable electronic mail, return addresses, and digital pseudonyms。Communications of the ACM,24(2),84-88。  new window
4.Geer, D. E.(1995)。Electronic commerce, banking and you。Computer Security Journal,11(2),55-62。  new window
會議論文
1.Maxemchuk, Nicholas F.、Paul, Sanjoy、Low, Steven H.(1994)。Anonymous Credit Cards。0。108-117。  new window
2.Bellare, M.(1995)。iKPoA family of secure electronic payment protocols。沒有紀錄。  new window
3.Chaum, D.(1983)。Blind Signatures for Untraceable Payment。沒有紀錄。199-203。  new window
4.Naor, M.、Fiat, A.、Chaum, D.(1990)。Untraceable Electronic Cash。LNCS,319-327。  new window
5.Ohta, K.、Okamoto, T.(1992)。Universal Electronic Cash。沒有紀錄。324-337。  new window
圖書
1.鄭玉波(1995)。票據法。臺北:三民書局。  延伸查詢new window
2.Elgamal, Taher、Hickman, Kipp E. B.(1995)。INTERNET DRAFT: The SSL Protocol。INTERNET DRAFT: The SSL Protocol。沒有紀錄。  new window
其他
1.Clark, T.(1996)。Secure standard not set in stone,0。  new window
2.Doggest, John。Electronic Check Project, Financial Services Technology Consortium (FSTC),0。  new window
3.(ITU Rec. X. 509(1993)|ISO,IEC 9594-8: 1995)(1996)。Information Technology-Open Systems Interconnection - The Directory: Authentication Framework, including Draft Amendment 1: Certificate Extensions (Version 3 certificate), ISO/ IECJTC1/ SC21/ WG4,0。  new window
4.Waidner, M.,Janson, P.(1995)。Electronic Payment over Open Networks,0。  new window
5.Lewis, T.(1996)。Lecture Notes in SET Technology,0。  new window
6.(1995)。Secure Electronic Payment Protocol (SEPP), MasterCard, Draft Version1.01,0。  new window
7.(1995)。Secure NCSA Mosaic Manual,0。  new window
8.(1995)。On Internet Security,0。  new window
9.Schiffman, A.,Rescorla, E.(1994)。The Secure Hypertext Transfer Protocol,0。  new window
10.(1995)。Secure Transaction Technology (STT),0。  new window
11.(1996)。Secure Electronic Transaction (SET) Specification: Book 1. Business Description (draft for testing),0。  new window
12.(1996)。Secure Electronic Transaction (SET) Specification: Book 2. Programmer's Guide (draft for testing),0。  new window
13.(1996)。Secure Electronic Transaction (SET) Specification: Book 3. Formal Protocol Definition (draft for testing),0。  new window
 
 
 
 
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