綠色金融代表了低碳社會金融業的未來發展趨勢,我國剛剛處于起步階段。本文以興業銀行的綠色金融實踐為例,探討了其遵循赤道原則、引入貸款本金損失分擔機制、建立綠色信貸管理機制、降低企業融資門檻等踐行綠色金融的經驗,及對我國發展綠色金融的接軌赤道原則的國際趨勢、推廣綠色信貸機制、兼顧經濟效益與社會責任、培養綠色金融人才的啟示意義。

Green finance represents the future development trend of low-carbon society in the financial sector,and China is just in a beginning stage. This paper,green finance practice in Industrial Bank,discussed green financial experience including introduction of the loan principal loss-sharing mechanism,establishment of green credit management mechanism,reduction of threshold for corporate finance by following Eguator Principles. It is significant for China to develop green finance,to follow the international trend of convergence of the equator principles,to promote green credit mechanism,to balance economic efficiency and social responsibility,and to develop green financial professionals.