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壹、中文部分
文超順（2006）。臺灣地區縣市國民中小學超額教師介聘之研究。學校行政雙月刊，45，237-246。
王惠屏（2003）。框架與逃漏稅-展望理論在教師課稅問題之研究。國立政治大學財政研究所碩士論文，未出版，台北市。
江宏儒（2002）。股票市場從眾傾向之探討：新興市場與已開發國家之比較。高雄第一科技大學財務管理研究所碩士論文，未出版，高雄市。
李承祐（2009）。金融海嘯變動期間外資與法人從眾傾向之研究。開南大學財務金融學系碩士論文，未出版，桃園縣。
李春安、王嘉祺和羅進水（2013）。貪婪與恐懼對投資人風險調整行為之影響-展望理論觀點。證券市場發展季刊，98，1-54。
李春安、陳輝格和林慶章（2011）。基金經理人風險調整行為之研究-展望理論觀點。財務金融學刊，19（1），33-61。
李勝彰（2003）。國民中學教師工作壓力、因應策略與退休態度之研究。彰化師範大學教育研究所碩士論文，未出版，彰化市。
何金巡、孫克難和林世銘（2004，四月）。財政平衡之總體經濟計量分析。載於國立東華大學經濟學系舉辦之「第四屆全國實證經濟學論文研討會」，花蓮縣。
吳明隆（2005）。SPSS 與統計應用分析。臺北：五南。
吳萬益和林清河（2001）。企業研究方法。台北市：華泰文化。
吳政仲、黃雄鵬、陳秋雄、麥英士和唐秋華（2010，12月）。網路購物消費者風險態度、心理帳戶與從眾傾向對顧客知覺價值之研究。載於台南應用科大資管系舉辦之「電子化企業實務研討暨論文發表會」研討會論文集，頁48-67，台南市。
吳淑蕙（2011）。屏東縣國小導師工作壓力與工作倦怠關係之研究。屏東教育大學社會發展學系碩士論文，未出版，屏東市。
吳靖東（2009）。個別投資人風險偏好程度與股票交易行為：以模擬交易為例。創新與管理，6（2），21-37。
林芳姿（2010）。台北地區國小教師理財認知、退休理財規劃與理財行為之研究。臺北市立教育大學歷史與地理學系研究所碩士論文，未出版，台北市。
林孫芳（2005）。通貨膨脹風險與退休理財規劃之探討。元智大學管理研究所碩士論文，未出版，桃園縣。
林曉琪（2013）。財政健全政策公平之意涵。當代財政，27，103-108。
邱皓政（2004）。結構方程模式：LISREL的理論、技術與應用。臺北市：雙葉書廊。
周賓凰（2002）。認知失調與其於財務研究之應用。貨幣觀測與信用評等，38，15-22。
周賓凰、池祥萱、周冠男和龔怡霖（2002）。行為財務學：文獻回顧與展望。證券市場發展，14（2），1-48。
姚蕙芸和張四薰（2011）。金融商品投資人心理帳戶行為之研究。北商學報， 20，1-16。
凌忠嫄（2013）。當前財政問題之因應。當代財政，26，1-12。
涂淑安和鄒美玲（2013）。小學教師工作士氣：從退休制度再變革談起。臺灣教育評論月刊，3（2），111-114。
許藝齡（2010）。公務人員使用國民旅遊卡從事旅遊行為之研究－心理帳戶觀點之應用。高雄餐旅大學旅遊管理研究所碩士論文，未出版，高雄市。
高惠娟、戴有德、羅啟甫和金珍玲（2011，1月）。投資人從眾傾向與衝動性購買行為之探討-以加入股友社為例。論文發表於2011 行為財務學暨新興市場理論與實證研討會，台北市。
陳宜棻（2010）。從展望理論觀點探討網路口碑對消費者購買意願之影響。電子商務學報，12(3)，527-546。
陳青浩、林明俊、陸裕方和隋安莉（2008）。高雄縣國小教師理財及退休規劃之研究。嘉南學報，34，791- 805。
陳思涵（2012）。行為財務學：不同風險情況下面臨獲利和損失之決策行為。國立臺灣科技大學管理學院MBA碩士論文，未出版，台北市。
陳清溪、劉炳輝、林敬欽、黃拓榮、洪美珠、簡炎輝和曹春金（2006）。國立國民小學因應少子化現象之研究。教育研究院籌備處第103期國小校長儲訓班專題研究-子計畫一：行政管理， 3-31。
陳寬政（2009）。人口老化的原因與結果。人文與社會科學簡訊，10（2），28-39。
郭政嘉（2012）。以行為財務學的觀點探討彰化縣國中教師的投資行為。國立彰化師範大學商業教育學系碩士論文，未出版，彰化市。
郭敏華（2011）。行為財務學。台北市：智勝文化事業有限公司。
郭敏華、郭迺鋒、邱耀初和范秉航（2005）。性別與投資計畫：以台灣股票投資人為例。財務金融學刊，13（2），1-28。
溫騰光（2006）。台北市國民小學教師理財態度、規劃與工具之研究。淡江大學企業管理系碩士論文，未出版，台北市。
黃世鑫（2009，1月）。由金融海嘯和財政危機省思我國軍公教退撫制度財務問題。台灣新社會智庫電子報。2014年3月17日，取自http://www.taiwansig.tw/index.php?option=com_rdletter&Itemid=128&limit=20&limitstart=220。
黃芳銘（2007）。結構方程模型—理論與應用。台北：五南。
黃宗顯和劉健慧（2010）。少子化對國民小學的衝擊及其因應策略-香港的經驗與啟示。教育政策論壇，13（2），159-196。
黃清滿（2005）。基金管理之不確定性與投資計畫: 探討基金經理人之生涯規劃、競賽與從眾傾向。國立成功大學企業管理學系博士論文，未出版，台南市。
黃韻陵（2008）。展望理論在教育行銷的應用。國立中山大學教育研究所碩士論文，未出版，高雄市。
張四薰（2007）。投資大眾的心理過程、風險態度對處分效果之影響研究。國立台北大學企業管理學系碩士班碩士論文，未出版，台北市。
張幸惠（2011）。股市投資人的續擴承諾之探討。東吳經濟商學週報，75，133-166。
張幸惠（2012）。心理因素、處置效應與投資績效關係之探討。中華管理評論國際學報，15（2），1-22。
張秀蓮（2003）。當前我國財政問題分析與財政改革展望。當代會計，4（1），103-117。
張祥麟（2010）。框架效果、順序效果對教師教學滿意調查的影響。元智大學管理研究所碩士班碩士論文，未出版，台北縣。
張雅惠（2008）。臺北市國民小學因應減班超額教師問題對策及教師意見之調查研究。國立臺北教育大學教育政策與管理研究所碩士論文，未出版，臺北市。
張德銳（2010）。喚醒沈睡的巨人－論教師領導在我國中小學的發展。臺北市立教育大學學報，41（2），81-110。
張樹人（2013）。我國公職教師退撫基金危機之研究。長庚大學管理學院碩士學位學程在職專班經營管理組碩士論文，未出版，台北縣。
張麗娟（2009）。散戶投資人後悔情緒與決策行為分析。中華管理評論國際學報，12（1），1-31。
張憲庭（2005）。少子化現象對學校經營管理之衝擊與因應之道。學校行政雙月刊，36，87-93。
彭國鈞（2011）。展望理論框架效應運用在學校組織變革。國立台南大學教育經營與管理研究所碩士論文，未出版，台南市。
彭毓珍（2003）。台灣股票與指數期貨市場投資人行為之研究。國立成功大學管理學院EMBA碩士論文，未出版，台南市。
傅澤偉和林曼莉（2010）。基金特性及外部環境對於基金經理人從眾傾向的相關性 。臺灣銀行季刊，61（2），26-45。
楊千儀（2006）。當教育遇見多元文化--我們的問題、困惑和省思。現代教育論壇，14，533-542。
葉智丞和李春安（2012）。投資人情緒、從眾與非從眾傾向關聯性之研究。證券市場發展，24（3），141-182。
鄭子云和陳工孟（2002）。個人財務策劃：理論與實務。香港：商務印書館。
鄭伶如（2009）。企業聲望、人口統計變項與從眾傾向關聯行之研究，載於2009海峽兩岸財金趨勢研討會（第6屆財務金融及財金未來學術暨實務研討會）論文集光碟，台北市。
蔡祐仁（2011）。教師心理帳戶之研究-以彰化縣國小為例。國立彰化師範大學商業教育學系碩士論文，未出版，彰化市。
蕭佳純、董旭英和黃宗顯（2009）。少子化現象對國小教育發展之影響及其因應對策。臺中教育大學學報，23（1），25-47。
劉致緯（2008）。數字資訊揭露型態與參考點效果對投資人行為決策影響之實證研究。國立臺北大學企業管理學系博士論文，未出版，台北市。
鍾國璽（2012）。學校價格策略的訊息框架對國小六年級學生家長選校意願影響之研究。國立台南大學教育經營與管理研究所碩士論文，未出版，台南市。
蘇建洲（2005）。國中小學教師退休財政負擔之因應策略之研究-以台南市政府為例。學校行政雙月刊，37，171-181。
羅耀宗（譯）（2013）。J.E. Stiglitz著。不公平的代價。台北市：天下雜誌。
貳、英文部分
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