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題名:國軍官兵面臨債務清償不能之處理機制--以消費者債務清理條例為研析
書刊名:國防雜誌
作者:張誌善
出版日期:2010
卷期:25:4
頁次:頁109-124
主題關鍵詞:債務清理協商程序更生清算InsolvencyNegotiation procedureReorganizationLiquidate
原始連結:連回原系統網址new window
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  • 被引用次數被引用次數:期刊(1) 博士論文(0) 專書(0) 專書論文(0)
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  • 共同引用共同引用:12
  • 點閱點閱:3
提  要 一、國軍官兵面對債務無力清償問題時窋常因不清楚解決方法或以錯誤的態度面 對窋導致軍法紀案件不斷肇生窋不僅斷送個人前途也嚴重斲傷軍譽。雖然國軍 為防止類似事件之發生窋採取包括開辦緊急紓困貸款在內之各項方案窋協助解 決官兵債務問題窋但面對積欠大筆債務無力清償或有不能清償之虞的官兵窋仍 然無法協助脫離債務深淵。就此窋本文以為窋要一次性解決債務問題窋並防止 因債務問題衍生軍法紀案件窋國軍各單位應積極輔導有類此問題之官兵窋透過 現有債務清理機制窋誠實面對解決窋以取得重新再生的機會。 二、消費者債務清理條例的施行窋為原本無法運用既有債務清理機制窋解決債務問 題的債務人窋開啟一扇重生的窗笢對於陷入債務困境之債務人而言窋在一定的 條件下窋可以向法院聲請更生或清算窋經由一定的法律程序免除債務責任。對 於債權人窋則可不因債務人之任意清償行為窋違背公平受償之原則笢從立法意 旨觀察窋本條例的施行開啟了我國債務清理法制上的契機。
Abstract 1. When facing serious problems of debt, many military personnel aren't sure about how to cope with the situation. Consequently, military discipline is affected. Improperly dealing with personal debt not only destroys one's career but tarnishes the military's reputation. Although the Defense Ministry provides emergency loan and other measures to protect debtors in military service, servicemen who are unable to pay off huge debt can't find a way out. To help solve problems of debt and to prevent military law and discipline from being breached by violators, all military units should actively counsel servicemen who have debt problems. Through an active debt-paying mechanism, debtors will have another chance to restart their lives. 2. The enforcement of Consumer Insolvency Act(CIA) in order to reopen a new life's door and help debtor to solve heavy debt. In a certain condition, the debtor can apply for reorganization or liquidate. Thus the debtor can take a legal process to solve debt problem but the creditor obtain fair reimbursement. If we carefully observed the legislative purpose, we will understand that the CIA is a milestone in our insolvency system.
期刊論文
1.李彥文(20080320)。消費者債務清理條例概說。司法周刊,1381(別冊2),1-77。  延伸查詢new window
圖書
1.張登科(2008)。消費者債務清理條例。張登科。  延伸查詢new window
2.許士宦(20080000)。債務清理法之基本構造。臺北:元照。new window  延伸查詢new window
3.陳計男(2008)。消費者債務清理條例釋論。三民書局股份有限公司。  延伸查詢new window
其他
1.消債條例滿週年,法扶基金會服務近2萬卡債族,http://www.laf.org.tw/ tw/project/project_details.php?Project_ID=64&Project_Cata_ID=8。  延伸查詢new window
2.行政院主計處。98年11月人力資源調查統計結果,http://www.dgbas.gov.tw/。  延伸查詢new window
 
 
 
 
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