Rcecntly, motivated by the huge financial deficit of NHI, some specialists propose a program trying to reestablish the financial solidity of NHI. The main idea of this program is to use the insurance premium of a household as its deductibles. The purpose of this research is to employ the consumer choice theory to text whether the proposed deductibles can solve the current financial problem of the NHI and to study its impacts on the health resources utilization and on social welfare. The date set used include information of the health care utilization and expenditures. For various combinations of income elasticities, price elasticities and average registration fees, we find that the reduction of outpatient visits varies from 4.6% to 11.1% of the total outpatient visits. However, the increase in the financial burden of Bureau of the NHI (BNIHI) is between 14.5% and 17.1% of the total outpatient expenditures. It implies that the proposed deductibles make the financial problem of BNHI even worse.