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題名:開放銀行之管制政策研究--以歐盟與英國的經驗為中心
書刊名:月旦法學
作者:蔡昌憲彭冠蓉
出版日期:2021
卷期:313
頁次:頁76-96
主題關鍵詞:金融科技開放銀行開放API普惠金融PSD2
原始連結:連回原系統網址new window
相關次數:
  • 被引用次數被引用次數:期刊(2) 博士論文(0) 專書(0) 專書論文(0)
  • 排除自我引用排除自我引用:2
  • 共同引用共同引用:0
  • 點閱點閱:4
期刊論文
1.Zetzsche, Dirk A.、Buckley, Ross P.、Barberis, Janos Nathan、Arner, Douglas W.(2017)。Regulating a Revolution: From Regulatory Sandboxes to Smart Regulation。Fordham Journal of Corporate and Financial Law,23(1),31-103。  new window
2.Barkow, Rachel E.(2010)。Insulating Agencies: Avoiding Capture Through Institutional Design。Texas Law Review,89(1),15-79。  new window
3.Tsai, Chang-Hsien、Peng, Kuan-Jung(2017)。The FinTech Revolution and Financial Regulation: The Case of Online Supply Chain Financing。Asian Journal of Law and Society,4(1),109-132。  new window
4.Fenwick, Mark、Kaal, Wulf A.、Vermeulen, Erik P. M.(2017)。Regulation Tomorrow: What Happens When Technology is Faster than the Law?。AM. U. BUS. L. REV.,6,561-594。  new window
5.臧正運(2019)。從國際發展趨勢論我國推動開放銀行應有之思考。金融聯合徵信雜誌,34,4-12。  延伸查詢new window
6.Yang, Alex Yueh-Ping、Tsang, Cheng-Yun(2018)。RegTech and the New Era of Financial Regulators: Envisaging More Public-Private-Partnership Models of Financial Regulators。University of Pennsylvania journal of international business law,21(2),354-404。  new window
7.Chiu, Iris H.-Y.(2016)。FinTech and Disruptive Business Models in Financial Products, Intermediation and Markets - Policy Implications for Financial Regulators。Journal of Technology Law and Policy,21(1),55-112。  new window
8.Zetzsche, Dirk A.、Buckley, Ross P.、Arner, Douglas W.、Barberis, Janos Nathan(2018)。From Fintech to Techfin: The Regulatory Challenges of Data-Driven Finance。N.Y.U. J. L. & BUS.,14,393-446。  new window
9.黃盈棠(2019)。Open Banking、普惠金融與聯徵中心。金融聯合徵信,35,18-20。  延伸查詢new window
10.Awrey, Dan、van Zwieten, Kristin(2018)。The Shadow Payment System。J. CORP. L.,43,775-784。  new window
11.Buckley, Ross P.、Malady, Louise(2014)。The New Regulatory Frontier: Building Consumer Demand for Digital Financial Services-Part I。BANKING L.J.,131,834-835。  new window
12.Baxter, Lawrence G.(2012)。Betting Big: Value, Caution and Accountability in an Era of Large Banks and Complex Finance。REV. BANKING & FIN. L.,31,765-831。  new window
13.Faure, Michael、Visscher, Louis、Weber, Franziska(2016)。Liability for Unknown Risks: A Law and Economics Perspective。J. EUR. TORT L.,7,198-212。  new window
14.Lee, Patricia H.(2019)。Crowdfunding Capital in the Age of Blockchain Based Tokens。ST. JOHN'S L. REV.,92,833-910。  new window
15.Tsai, Chang-Hsien、Lin, Ching-Fu、Liu, Han-Wei(2020)。The Diffusion of the Sandbox Approach to Disruptive Innovation and Its Limitations。Cornell International Law Journal,53(3),1-21。  new window
16.Van Loo, Rory(2018)。Making Innovation More Competitive: The Case of FinTech。UCLA L. REV.,65,232-279。  new window
17.Tsai, Chang-Hsien(2019)。To Regulate or Not to Regulate? A Comparison of Government Responses to Peer-to-Peer Lending Among the United States, China, and Taiwan。U. CIN. L. REV.,87,1077-1120。  new window
18.林坤正(20190918)。銀行門戶洞開,慎防「清兵入關」!。  延伸查詢new window
19.Arner, Douglas W.、Barberis, Janos Nathan、Buckley, Ross P.(2017)。FinTech, RegTech, and the Reconceptualization of Financial Regulation。Northwestern Journal of International Law & Business,37(3),371-414。  new window
20.林坤正(20190321)。臺灣離開放銀行還很遠!。財訊。  延伸查詢new window
研究報告
1.Zetzsche, Dirk A.、Arner, Douglas W.、Buckley, Ross P.、Weber, Rolf H.(2019)。The Future of Data-Driven Finance and RegTech: Lessons from EU Big Bang II。  new window
2.Colangelo, Giuseppe、Borgogno, Oscar(2018)。Data, Innovation and Transatlantic Competition in Finance: The Case of the Access to Account Rule。  new window
3.Remolina, Nydia(2019)。Open Banking: Regulatory Challenges for a New Form of Financial Intermediation in a Data-Driven World 40。  new window
圖書
1.Armour, John、Awrey, Dan、Davies, Paul、Enriques, Luca、Gordon, Jeffrey N.、Mayer, Colin、Payne, Jennifer(2016)。Principles of Financial Regulation。Oxford University Press。  new window
2.金融監督管理委員會(2020)。金融科技發展路徑圖。金融監督管理委員會。  延伸查詢new window
3.GPFI(2016)。G20 High-Level Principles for Digital Financial Inclusion。  new window
4.EDA Working Group On Electronic Alternative Payments(2016)。Understanding The Business Relevance Of Open APIS And Open Banking For Banks: Information Paper。  new window
5.Open Banking Working Group(2016)。The Open Banking Standard: Unlocking The Potential of Open Banking to Improve Competition, Efficiency and Stimulate Innovation。  new window
6.Ogus, Anthony I.(2004)。Regulation: Legal Form And Economic Theory。Hart Publishing。  new window
7.Eba Open Banking Working Group(2017)。Open Banking: Advancing Customer-Centricity - Analysis and Overview。  new window
8.BNP PARIBAS(2018)。World Payments Report。  new window
9.Doyle, Margaret、Sharma, Rahul、Ross, Christopher、Sonnad, Vishwanath(2017)。Deloitte, How to Flourish in an Uncertain Future: Open Banking。  new window
10.FCA(2017)。The FCA's Role Under The Payment Services Regulations 2017 and The Electronic Money Regulations 2011。  new window
11.陳銘祥(2019)。法政策學。元照出版有限公司。  延伸查詢new window
其他
1.Poncibó, Cristina,Borgogno, Oscar(20180405)。Law and Autonomous Systems Series: The Day After Tomorrow of Banking - On FinTech, Data Control and Consumer Empowerment,https://www.law.ox.ac.uk/business-law-blog/blog/2018/04/law-and-autonomous-systems-series-day-after-tomorrow-banking-fintech。  new window
2.仝澤蓉(20200930)。向下紮根普惠金融開發金控與青年對話,https://udn.com/news/story/7239/4900199。  延伸查詢new window
3.Alex(20200331)。【FinTech觀點】用飲料店當例子,簡單理解微服務與OpenAPI!,https://www.inside.com.tw/article/19372-FinTech-Microservice-Open-API。  延伸查詢new window
4.(20190803)。The Dash from Cash: Rich Countries Must Start Planning for a Cashless Future。  new window
5.彭禎伶(20190313)。金管會:今年研議「開放銀行」推動架構,https://ctee.com.tw/news/finance/102117.html。  延伸查詢new window
6.陳蕙綾(20200617)。〈金融科技座談〉金融科技發展路徑圖8月出爐 擬定四大重點業務,https://news.cnyes.com/news/id/4494477。  延伸查詢new window
7.李靜宜(20200828)。金管會首度揭露金融科技發展路徑圖8大重點,分3年打造更友善的FinTech發展生態圈,https://www.ithome.com.tw/news/139662。  延伸查詢new window
8.葉佳華(20200826)。KPMG核定台灣金融科技白皮書》楊瑞芬提倡:設立數位發展部,https://www.cmmedia.com.tw/home/articles/23107。  延伸查詢new window
9.陳鴻達(20200513)。【投稿】銀行業防疫解決方案:開放銀行實現「無接觸」服務,提升紓困金的發放效率,https://buzzorange.com/techorange/2020/05/13/covid19-and-open-banking/。  延伸查詢new window
10.顏雅倫(2018)。金融科技與其方興未艾之競爭法議題。  延伸查詢new window
11.Thomas, Hamish,Kimber, Anita,Brown, Wayne(20190328)。How Regulation Is Unlocking the Potential of Open Banking in the UK,https://www.ey.com/en_gl/banking-capital-markets/howregulation-is-unlocking-the-potential-of-open-banking-in-the-uk。  new window
12.Winn, Jane K.(20190630)。Reengineering European Payment Law,https://ssrn.com/abstract=3412457。  new window
13.Helgadottir, Dilja(20200730)。The Conflict Concerning Data Sharing Under PSD2 and Obtaining Consent to Share Such Data Under GDPR,https://www.law.ox.ac.uk/business-law-blog/blog/2020/07/conflict-concerning-data-sharingunder-psd2-and-obtaining-consent。  new window
14.(2018)。The Revised Payment Services Directive (Psd2): What You Need To Know,https://www.ey.com/Publication/vwLUAssets/Regulatory_agenda_updates_PSDII_Luxembourg/$FILE/Regulatory%20agenda%20updates_PSDII_Lux.pdf。  new window
15.魏喬怡,彭禎伶(20200617)。金融科技業者求這兩樣學者嚇到,https://www.chinatimes.com/realtimenews/20200617005574-260410?chdtv。  延伸查詢new window
16.Competition and Markets Authority(20160809)。Retail Banking Market Investigation: Final Report,https://assets.publishing.service.gov.uk/media/57ac9667e5274a0f6c00007a/retail-banking-marketinvestigation-full-final-report.pdf。  new window
17.Tunstead, Rebekah(20181213)。Open Banking Regulators Have Failed to "Pull the Banks to Order",https://www.bobsguide.com/guide/news/2018/Dec/13/open-banking-regulators-have failed-to-pull-the-banks-to-order/。  new window
18.Open Banking March Highlights,https://www.openbanking.org.uk/about-us/news/obiepublishes-open-data-service-quality-indicators/。  new window
19.Vezzoso, Simonetta(20190506)。A Pro-Competition Data Sandbox for the Digital World,https://ssrn.com/abstract=3383541。  new window
20.(20190315)。Open Banking Publishes Version 3.1.1. of the Open Banking Standard,https://www.openbanking.org.uk/about-us/news-release-archive/open-banking-publishes-version-3-1-1-of-the-open-banking-standard/。  new window
21.Open Banking Limited,https://beta.companieshouse.gov.uk/company/10440081。  new window
22.Manthorpe, Rowland(20180419)。What Is Open Banking and PSD2? WIRED Explains,https://www.wired.co.uk/article/open-banking-cma-psd2-explained。  new window
23.CMA(20130715)。Towards the CMA: CMA Guidance,https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/212285/CMA1_-_Towards_the_CMA.pdf。  new window
24.CMA(20190410)。Annual Report on Concurrency,https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/811431/ACR_PV2406.pdf。  new window
25.CMA,FCA(2019)。Memorandum of Understanding Between The Competition And Markets Authority and the Financial Conduct Authority - Concurrent Competition Powers,https://www.fca.org.uk/publication/mou/fca-cma-concurrent-competition-powers-mou.pdf。  new window
26.OPEN BANKING(2018)。Open Banking: Guidelines for Open Data Participants,https://www.openbanking.org.uk/wp-content/uploads/Guidelines-for-Open-Data-Participants.pdf。  new window
27.OPEN BANKING(20190430)。Open Banking: Operational Guidelines,https://www.openbanking.org.uk/wp-content/uploads/Operational-Guidelines-v1.1.0-master-01.05.2019.pdf。  new window
28.Third Party Providers,https://www.openbanking.org.uk/providers/third-party-providers/。  new window
29.What Is Open Banking?,https://www.openbanking.org.uk/customers/what-is-openbanking/。  new window
30.van Gorp, Olaf(20180404)。PSD2 & Open Banking: The Role of API Management,https://www.akana.com/blog/psd2-open-banking-role-api-management。  new window
31.Eroglu, Hakan(20171213)。Comparing the Berlin Group and Open Banking UK API Standards for PSD2,https://www.finextra.com/blogposting/14834/comparing-the-berlin-group-and-open-banking-uk-apistandards-for-psd2。  new window
32.Haering, Martin(20180511)。Open Banking APIs Need Standards,https://www.finextra.com/blogposting/15350/open-banking-apis-need-standards。  new window
33.(2017)。Payment Services and Electronic Money - Our Approach: The FCA's Role Under The Payment Services Regulations 2017 And The Electronic Money Regulations 2011,https://www.fca.org.uk/publication/finalised-guidance/fca-approach-payment-services-electronicmoney-2017.pdf。  new window
34.New Regulated Payment Services(20180214)。Account Information Services (AIS) and Payment Initiation Services (PIS),https://www.fca.org.uk/firms/new-regulated-paymentservices-ais-pis。  new window
35.李靜宜(20200115)。金管會公布2020 年FinTech 施政重點:開放銀行新階段、數位帳戶未成年開戶、保險區塊鏈上路、純網銀下半年開業,https://ithome.com.tw/news/135363。  延伸查詢new window
36.財金公司(20190703)。API 開放架構與未來展望,http://www.ftrc.nccu.edu.tw/wordpresseng/wp-content/uploads/2019/06/2.-%E8%B2%A1%E9%87%91-2019%E9%96%8B%E6%94%BEAPI%E5%89%8D%E7%9E%BB%E6%94%BF%E7%AD%96%E8%88%87%E5%89%B5%E6%96%B0%E6%87%89%E7%94%A8%E7%A0%94%E8%A8%8E%E6%9C%83.pdf。  new window
37.林鼎閔(20200410)。一文解析Open Banking發展概況:「資安」將是今年最大的挑戰,https://buzzorange.com/techorange/2020/04/10/taiwanese-open-banking-situation/。  延伸查詢new window
38.劉姵呈(20200726)。開放銀行第二階段銀行有條件開放客戶資料查詢,https://money.udn.com/money/story/5613/4731585。  延伸查詢new window
39.李靜宜(20201231)。臺灣正式邁向開放銀行第二階段,金管會首波同意兩組合作模式開辦,https://www.ithome.com.tw/news/141991。  延伸查詢new window
40.邱金蘭(20201231)。開放銀行第二階段開跑金管會公布核准名單,https://udn.com/news/story/7239/5137259。  延伸查詢new window
41.葉佳華(20201215)。徐旭東好旺!數位帳戶僅4萬多的遠銀為何能搶下首家開放銀行第2階段頭香?,https://www.cmmedia.com.tw/home/articles/24831。  延伸查詢new window
42.李靜宜(20201117)。【金融科技生態圈關鍵發展策略2:資料共享】從開放銀行邁向金融資料分層共享,廣開場景金融大門,https://www.ithome.com.tw/news/141113。  延伸查詢new window
43.王宏仁(20201119)。【Fintech發展學界建議:政大監理科技創新實驗室執行長臧正運】活化周邊單位大數據能馬上做,數位金融服務統一規範宜3階段進行,https://www.ithome.com.tw/news/141128。  延伸查詢new window
44.(20200309)。開放銀行邁下階段專家:立法強制加速進度,https://udn.com/news/story/7239/4400436。  延伸查詢new window
45.李靜宜(20200415)。開放銀行第二階段技術與安控規範方向曝光,政大也將推TSP法遵合規輔導服務,https://www.ithome.com.tw/news/137002。  延伸查詢new window
46.葉憶如(20200617)。金融科技業者向金管會吐苦水:想當聖人卻被當大盜,https://money.udn.com/money/story/5613/4642539。  延伸查詢new window
47.彭禎伶,魏喬怡(20200617)。黃天牧揭金融與科技新對話五大原則,https://ctee.com.tw/news/policy/287273.html。  延伸查詢new window
48.王孟倫(20200526)。黃天牧上任7天就「端牛肉」!金管會公布6大興利方案,https://ec.ltn.com.tw/article/breakingnews/3177825。  延伸查詢new window
49.余宛如(20160914)。辦了15場金融科技座談會,臺灣FinTech就能起飛?,https://tuna.press/?p=4039。  延伸查詢new window
50.(20200718)。落實金融科技發展的成敗關鍵,https://view.ctee.com.tw/monetary/21402.html。  延伸查詢new window
51.吳麟,賴偉晏,李祖康,孫欣(20200824)。《臺灣金融科技發展100個關鍵問題》重磅發表,https://home.kpmg/tw/zh/home/media/press-releases/2020/08/tw-100-questionsfintech-development-in-taiwan.html。  延伸查詢new window
52.楊瑞芬(20201005)。新聞中的法律/數位發展催速兩問題待解,https://udn.com/news/story/7243/4909941。  延伸查詢new window
53.(20200922)。推動金融科技應有更積極作為,https://udn.com/news/story/7338/4878253。  延伸查詢new window
54.Eroglu, Hakan(20190620)。The Asia-Pacific Way of Open Banking Regulation,https://www.finextra.com/blogposting/17396/the-asia-pacific-way-of-open-banking-regulation。  new window
圖書論文
1.Goodin, Robert E.(1996)。Institutions and Their Design。The Theory of Institutional Design。Cambridge University Press。  new window
2.陳皓芸(2020)。智慧財產權法與競爭法下金融科技與人工智慧的相關議題。金融科技、人工智慧與法律。  延伸查詢new window
3.Donald, David C.(2019)。Information, and the Regulation of Inefficient Markets。THE POLITICAL ECONOMY OF FINANCIAL REGULATION。  new window
4.Vezzoso, Simonetta(2018)。Fintech, Access to Data, and the Role of Competition Policy。Competition And Innovation。  new window
 
 
 
 
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