| 期刊論文| 1. | Berger, Allen N.、Udell, Gregory F.(1990)。Collateral,loan quality, and bank risk。Journal of Political Economy，25(1)，21-42。   | | 2. | Acharya, V. V.、Richardson, M.(2009)。Causes of the Financial Crisis。Critical Review，21(2/3)，195-210。 | | 3. | Hughes, J. P.、Mester, L. J.(1998)。Bank Capitalization and Cost: Evidence of Scale Economies in Risk Management and Signaling。The Review of Economics and Statistics，80(2)，314-325。 | | 4. | Wells, John D.、Parboteeah, Veena、Valacich, Joseph S.(2011)。Online impulse buying: understanding the interplay between consumer impulsiveness and website quality。Journal of the Association for Information Systems，12(1)，32-56。 | | 5. | Diamond, Douglas W.(1984)。Financial intermediation and delegated monitoring。The Review of Economic Studies，51(3)，393-414。 | | 6. | Dell'Ariccia, Giovanni、Igan, Deniz、Laeven, Luc(2012)。Credit booms and lending standards: Evidence from the subprime mortgage market。Journal of Money, Credit and Banking，44(2/3)，367-384。 | | 7. | Shin, Hyun-Song(2009)。Securitisation and financial stability。The Economic Journal，119(536)，309-332。 | | 8. | Rajan, Raghuram G.(2006)。Has Finance Made the World Riskier?。European Financial Management，12，499-533。 | | 9. | Boyd, John H.、Prescott, Edward C.(1986)。Financial intermediary coalitions。Journal of Economic Theory，38(2)，211-232。 | | 10. | Magnuson, William J.(2018)。Regulating Fintech。Vanderbilt Law Review，71(4)，1167-1226。 | | 11. | Arner, D. W.、Barberis, J. N.、Buckley, R. P.(20150101)。The Evolution of Fintech: A New Post-Crisis Paradigm?。SSRN Electronic Journal。 | | 12. | Belenzon, S.、Chatterji, A. K.、Daley, B.(2017)。Eponymous entrepreneurs。American Economic Review，107(6)，1638-1655。 | | 13. | Chiu, H.(2017)。A Rational Regulatory Strategy for Governing Financial Innovation。European Journal of Risk Regulation，8(4)，743-765。 | | 14. | Claessens, S.、Frost, J.、Turner, G.、Zhu, F.(2018)。Fintech credit markets around the world: size, drivers and policy issues。BIS Quarterly Review，2018(Sep.)，29-49。 | | 15. | Guo, Y.、Liang, C.(2016)。Blockchain application and outlook in the banking industry。Financial Innovation，2(1)，1-12。 | | 16. | Higginson, M.、Krieger, S.、Zhang, W.(2015)。16 in 2016 Trailblazing trends in global payments。McKinsey on Payments，8(22)，17-25。 | | 17. | Jain, P. K.、Jain, P.、McInish, T. H.(2016)。Does high-frequency trading increase systemic risk?。Journal of Financial Markets，31，1-24。 | | 18. | Kile, L.(2016)。Apple and Google Yield Control Over Consumer Data。CRM Magzaine，20(1)。 | | 19. | Manish, G.、O'Reilly, C.(2018)。Banking regulation, regulatory capture and inequality。Public Choice，180(1)，145-164。 | | 20. | Tsai, Chang-Hsien、Peng, Kuan-Jung(2017)。The FinTech Revolution and Financial Regulation: The Case of Online Supply Chain Financing。Asian Journal of Law and Society，4(1)，109-132。 | | 21. | Turkyilmaz, C. A.、Erdem, S.、Uslu, A.(2015)。The effects of personality traits and website quality on online impulse buying。Procedia-Social and Behavioral Sciences，175，98-105。 | | 22. | Arner, Douglas W.、Barberis, Janos Nathan、Buckley, Ross P.(2017)。FinTech, RegTech, and the Reconceptualization of Financial Regulation。Northwestern Journal of International Law & Business，37(3)，371-414。 | 研究報告| 1. | Hardy, D. C.(2006)。Regulatory capture in banking。 | | 2. | Jagtiani, J.、Lemieux, C.(2018)。The Roles of Alternative Data and Machine Learning in Fintech Lending: Evidence from the Lending Club Consumer Platform。 | | 3. | Zetzsche, D. A.(2017)。From FinTech to TechFin: The Regulatory Challenges of Data-Driven Finance。 | 圖書| 1. | U.S. Financial Crisis inquiry Commission、Angelides, P.、Thomas, B.(2011)。The Financial Crisis Inquiry Report: Final Report of the National Commission on the Causes of the Financial and Economic Crisis in the United States。US Government Printing Office。 | | 2. | Adrian, Tobias、Shin, Hyun Song(2008)。Financial intermediaries, financial stability, and monetary policy。 | | 3. | Adrian, T.(2011)。Changing Nature of Financial Intermediation and the Financial Crisis of 2007-09。DIANE Publishing。 | | 4. | Adrian, T.、Boyarchenko, N.(2012)。Intermediary leverage cycles and financial stability。Federal Reserve Bank of New York。 | | 5. | Berg, T.(2018)。On the Rise of FinTechs: Credit Scoring using Digital Footprints。National Bureau of Economic Research。 | | 6. | International Monetary Fund(2017)。Fintech and financial services: initial considerations。International Monetary Fund。 | | 7. | Shin, H. S.(2009)。Leverage, securitization and global imbalances。Hong Kong Institute for Monetary Research。 | 單篇論文| 1. | 江永裕(2018)。電子支付的發展及台灣實施無現金社會的可能性，台北外匯市場發展基金會。 延伸查詢 | | 2. | Bertrand, M.，Kamenica, E.(2017)。Coming apart? Lives of the rich and poor over time in the United States。 | | 3. | Capgemini，LinkedIn，Efma(2018)。World Fintech Report 2018。 | | 4. | CMA(2016)。CMA paves the way for open banking revolution，Competition & Markets Authority。，https://www.gov.uk/government/news/cma-paves-the-way-for-open-banking-revolution.。 | | 5. | CMA(2016)。Making banks work harder for you，Competition & Markets Authority。，https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/544942/overview-of-the-banking-retail-market.pdf.。 | | 6. | CMA(2016)。Retailing banking market investigation - Final report，Competition & Markets Authority。，https://assets.publishing.service.gov.uk/media/57ac9667e5274a0f6c00007a/retail-bankingmarket-investigation-full-final-report.pdf.。 | | 7. | Deloitte(2017)。The evolving Fintech regulatory environment，https://www2.deloitte.com/content/dam/Deloitte/us/Documents/regulatory/us-aers-the-evolving-fintech- regulatory-environment.pdf.。 | | 8. | Guzman, J.，Stern, S.(2016)。The state of American entrepreneurship: New estimates of the quantity and quality of entrepreneurship for 15 US states, 1988-2014，National Bureau of Economic Research。 | | 9. | Igan, D.，Lambert, T.(2018)。Bank Lobbying: Regulatory Capture and Beyond。 | | 10. | KPMG(2018)。The Pulse of Fintech 2018-Biannual global analysis of investment in fintech。 | | 11. | BIS(2018)。Sound Practices: Implication of fintech developments for banks and bank supervisors，Basel Committee on Banking Supervision, Bank for International Settlements。，https://www.bis.org/bcbs/publ/d431.pdf。 | 其他| 1. | (20180725)。P2P雷暴潮：誰製造了中國的「金融難民」？，https://www.bbc.com/zhongwen/trad/chinese-news-44954240.。 延伸查詢 | | 2. | (20181112)。再論新創踩紅線孰之過？，https://www.chinatimes.com/newspapers/20181112000183-260202.。 延伸查詢 | | 3. | (20180903)。新創踩紅線孰之過？，https://www.chinatimes.com/newspapers/20180903000171-260202.。 延伸查詢 | | 4. | 財團法人資訊工業策進會(2017)。歐盟支付服務指令(PSD)將進行翻修，然而進程延宕，https://stli.iii.org.tw/article-detail.aspx?no=64&tp=1&i=82&d=6474&lv2=82.。 延伸查詢 | | 5. | 劉怡妤(20181113)。行政部門挺Cherry Pay遭司法打臉，律師：新創應做足法規盤點。 延伸查詢 | | 6. | 魏嘉瑀(20180810)。「人生全毀，我成了金融難民」中國網路貸款平台一個月倒掉221家百萬人血本無歸、抗議無門，https://www.storm.mg/article/475079.。 延伸查詢 | | 7. | Barberis, J.(2016)。From fintech to techfin: data is the new oil，http://www.theasianbanker.com/updates-and-articles/from-fintech-to-techfin:-data-is-the-new-oil.。 | | 8. | Bloomberg(2018)。Amazon Offers Retailers Discounts to Adopt Payment System，https://www.bloomberg.com/news/articles/2018-05-02/amazon-said-to-offer-retailers-discounts-to-adopt-payment-system。 | | 9. | Kim, E.(2018)。Amazon has partnered with Bank of America for its lending program: Sources，https://www.cnbc.com/2018/02/14/amazon-and-bank-of-america-partner-for-lending-program-but-growth-has-stalled.html。 | | 10. | King, B.(2016)。Why Uber Is Killing the Bank (And What That Means for Everything Else)，https://motherboard.vice.com/en_us/article/vv77ny/why-uber-is-killing-the-bank-and-what-that-means-for-everything-else.。 | | 11. | McKenzie, N.(20161116)。Your mobile phone records and home address for sale。 | | 12. | Next Exchange(20160302)。How these 6 stock exchanges are getting on board with blockchain。 | | 13. | Acker, Olaf，Blockus, Adrian P(20130412)。Benefiting from big data: a new approach for the telecom industry，http://www.strategyand.pwc.com/reports/benefiting-big-data。 | | 14. | Shea, R.(2016)。Fintech versus techfin: does technology offer real innovation or simply improve what is out there?，blogs.thomsonreuters.com/financial-risk/fintech-innovation/fintech-versus-techfin-technology-offer-real-innovation-simply-improve/.。 | | 15. | Sikka, Puneet(2014)。How Facebook and other social networks monetize users' data，http://marketrealist.com/2014/09/different-social-networks-making-use-users-data/。 | | 16. | Soper, S.，Wang, S.(2017)。Amazon's Lending Business for Online Merchants Gains Momentum，www.bloomberg.com/news/articles/2017-06-08/amazon-s-lending-business-for-online-merchants-gains-momentum。 | | 17. | Stripe(2018)。PSD2: Strong customer authentication，https://stripe.com/guides/strong-customer-authentication.。 | | 18. | Townsend, A.(20180920)。Ripple Expansion: Ripple Net Is Active In Over 40 Countries Across North America, Asia, Africa, Europe, and South America，https://oracletimes.com/ripple-expansion-ripplenet-is-active-in-over-40-countries-across-north-america-asia-africa-europe-and-south-america/.。 | | 19. | Payments UK(2016)。The second payment services directive (PSD2): A briefing from Payments UK，http://paymentsystemsconsultancy.com/download/payments-uk-the-second-payment-services-directive-psd2-briefing-july-2016/.。 | 圖書論文| 1. | Cetorelli, N.(2014)。Evolving Intermediation。The Social Value of the Financial Sector: Too Big to Fail or Just Too Big?。World Scientific。 | |