中文部份
1.丁正中(2004)。消費金融信用風險研究─信用評分概述。信用資訊,十一月號,1-32。
2.江百信、張金鶚(1995)。我國購屋貸款放款條件之研究。住宅學報,3,1-20。3.李桐豪、呂美惠(2000)。金融機構房屋客戶授信評量模式分析—Logistic 回歸之應用。台灣金融財務季刊,1(1),1-20。4.李桂榮(2003)。自用住宅購屋貸款特性與逾期還款關係之研究。國立高雄第一科技大學金融營運研究所碩士論文。
5.杜慶麟及張瑞芬(1998)。銀行授信決策應用神經網路之研究— 抵押貸款之實證研究。模糊系統學刊,4(1),31-44。
6.林祖嘉(2002)。台灣地區餘屋存量影響因素之分析。住宅學報,11(1),23-34。7.林勉今(2004)。消費性貸款授信風險評估之研究—以X銀行為例。大同大學事業經營研究所碩士論文。
8.林嘉薇(2004)。以個別之抵押貸款年齡函數衡量貸款終止率。國立清華大學科技管理研究所碩士論文。
9.周建新、于鴻福、陳進財(2004)。銀行業房貸授信風險評估因素之選擇。中華管理評論,7(2),77-103。
10.周俊賢(2003)。房貸信用評量分析。國立高雄第一科技大學財務管理所碩士論文。
11.許易民(2008)。台灣房地產業景氣循環之影響與對策。綜合規劃研究,2(1),327-346。
12.陳錦村(1997)。銀行授信客戶之信用評等與模式比較。輔仁管理評論,4(1),145-72。13.陳錦村、許通安、林蔓蓁(1996)。銀行授信客戶違約風險之預測。管理科學學報,13(2),173-95。14.陳怡萍(2004)。加入拒絕推論下的現金卡授信及呆卡評等模型。國立高雄第一科技大學風險管理與保險所碩士論文。
15.程博平(2003)。影響企業提前清償率因素之探討。中國文化大學會計研究所碩士論文。
16.黃文啟(2002)。以LOGIT模型研究借款人特性與不動產抵押貸款提前償還之關係。國立政治大學財務管理學系碩士論文。
17.黃建智(2004)。以卜瓦松迴歸方法探討房屋抵押貸款提前清償及違約決策。國立政治大學企業管理研究所碩士論文。
18.黃朝基(2003)。不動產抵押貸款提前償還影響因素之研究。逢甲大學土地管理研究所碩士論文。
19.張雅君(2007)。商業銀行房貸客戶違約因素之探討。世新大學財務金融系碩士論文。
20.劉泰谷2004)。信用卡信用評分模型之建構與分析。世新大學財務金融系碩士論文。
21.鄭歆蕊(2007)。兩階段預警模型之研究-以台南市房貸為例。國立成功大學統計學系碩士論文。
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