When the proposer or insured deliberately not to disclose material information before health insurance contract concluded, the insurer might void insurance contract, unless non-disclosure item has caused insurance event. If court recognized that insured event wasn't caused by non-disclosure item, according to Taiwan courts' minority opinion, insurer may cancel (terminate) contract, and insurer still had liability to pay insurance money prior to cancellation (termination). However, Majority courts ruled that insurer couldn't void insurance contract, and it caused dilemma that insurer couldn't end the contract relationship with proposer. Taipei District Court Bao-Xian-Xiao-Shang-Zi No. 5 (2013) commented by this article showed that insurer could retrospectively void insurance contract, and refuse to pay insurance money. The decision was contrast with above majority opinion. Compared with the same regulation in Japan, we could see Taiwan legislator not taking full account when enacting Taiwan Insurance Act Article 64 Section 2 proviso. Before amending Taiwan Insurance Act Article 64 Section 2 proviso, this article suggests that our judiciary might use ejusdem generis rule to hold that insurer could unilaterally terminate insurance contract, and solving present problem about Taiwan Insurance Act Article 64 Section 2 proviso.