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題名:以房養老市場投資需求因素之研究--新均衡理論與模糊分析階層程序法之應用
書刊名:住宅學報
作者:吳明哲 引用關係
作者(外文):Wu, Ming-che
出版日期:2018
卷期:27:1
頁次:頁47-77
主題關鍵詞:以房養老逆向抵押貸款新均衡理論模糊分析階層程序法Housing endowmentReverse mortgageNew equilibrium theoryFuzzy analytic hierarchical process
原始連結:連回原系統網址new window
相關次數:
  • 被引用次數被引用次數:期刊(3) 博士論文(0) 專書(0) 專書論文(0)
  • 排除自我引用排除自我引用:1
  • 共同引用共同引用:51
  • 點閱點閱:10
為因應年長者之經濟安全需求,以房養老(housing endowment)之相關商品成為台灣矚目的討論議題。本研究乃應用Ibbotson et al.(1984)所發表之資本市場新均衡理論(new equilibrium theory, NET)做為建立以房養老市場潛在需求因素之理論基礎,並利用模糊分析階層程序法(fuzzy analytic hierarchical process, FAHP)評估潛在需求因素之準則及國內四種不同方案之需求意願之排序。本文研究發現有其韌性,因無論是以三角模糊數或常態模糊數,其結果皆以「逆向抵押」之投資意願排序最高。
To manage the economic security needs of elderly people, the housing endowment is becoming a key issue in Taiwan. This study explores the determinants of the potential demand for investing in the housing endowment market on a basis of the new equilibrium theory proposed by Ibbotson et al. (1984). It evaluates and ranks the factors that influence the potential demand for housing endowments and four different programs using the fuzzy analytic hierarchical process. Our results show that it is robust in the sense that investment in reverse mortgages ranks as the first priority regardless of whether triangular fuzzy numbers or Gaussian fuzzy numbers are utilized.
期刊論文
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13.林左裕、楊博翔(20110600)。逆向房屋抵押貸款在臺灣推行之需求分析。住宅學報,20(1),109-125。new window  延伸查詢new window
14.吳明哲(20121000)。影響逆向抵押貸款需求因素之研究:以中部地區為例。僑光學報,35,1-14。new window  延伸查詢new window
15.Chou, K.、Chow, N.、Chi, I.(2006)。Willingness to Consider Applying for Reserve Mortgage in Hong Kong Chinese Middle-aged Homeowners。Habitat International,30(3),716-727。  new window
16.Ong, R.(2010)。House Price Appreciation in Old Age: Analysis and Issues for the Use of Reserve Mortgages as a Retirement Funding Strategy in Australia。Journal of Population Aging,2(3),139-160。  new window
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20.Tse, Y. K.(1995)。Modelling Reverse Mortgages。Asia Pacific Journal of Management,12(2),79-95。  new window
21.吳明哲、鄭詩華、王永昌、游志青(20071200)。新均衡理論與模糊分析階層程序法在不動產證券化市場投資需求因素之應用。證券市場發展季刊,19(4)=76,1-44。new window  延伸查詢new window
22.吳潔微(2007)。對開展個人住房反向抵押貸款的一些思考。中國房地產金融,2007(9),21-23。  延伸查詢new window
23.林士傑、張蕙嬿、侯介澤(20140900)。我國不動產逆向抵押貸款發展之探討。存款保險資訊季刊,27(3),28-55。new window  延伸查詢new window
24.陳垣滈(20020900)。公共投資方案的績效評估與排序之研究。臺灣土地金融季刊,39(3)=153,179-207。  延伸查詢new window
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26.Boehm, T. P.、Ehrhardt, M. C.(1994)。Reverse Mortgages and Interest Rate Risk。Journal of the American Real Estate and Urban Economics Association,22(25),387-408。  new window
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會議論文
1.張金鶚(2010)。以房養老制度於高齡化社會之運用--臺灣模式之探討。以房養老制度於高齡化社會之運用研討會,台灣金融研訓院 (會議日期: 2010/08/17)。  延伸查詢new window
2.陳明吉、陳國興(2011)。反向抵押房貸市場之影響因素研究:借鏡美國經驗。第十二屆全國實證經濟學研討會。  延伸查詢new window
3.Zhang, J.(2013)。Reserve Mortgage and the Dynamics of Senior Households' Borrowing Behavior。The 18th Asian Real Estate Society (AsRES) Annual Meeting and International Conference,(會議日期: June 28-July 1, 2013)。  new window
4.王健安(2009)。台灣「以房養老」財務及社會福利分析。「以房養老」逆向抵押貸款方案研討會--美國經驗與台灣模式之探討,中華民國住宅學會、政大台灣房地產研究中心、經濟日報主辦 (會議日期: 2009/12/16-12/17)。臺北。  延伸查詢new window
研究報告
1.Caplin, A.(2000)。Turning Assets Into Cash: Problems and Prospects in The Reserve Mortgage Market。Pension Research Council。  new window
2.Davidoff, T.、Welke, G.(2007)。Selection and Moral Hazard in the Reverse Mortgage Market。University of California, Berkeley。  new window
3.Mitchell, O.、Piggott, J.、Sherris, M.、Yow, S.(2006)。Financial Innovation for an Aging World。National Bureau of Economic Research。  new window
學位論文
1.陳垣滈(2003)。模糊層級加權法在計畫評估之應用--以台南市創造城鄉新風貌計畫為例(博士論文)。國立中興大學。new window  延伸查詢new window
2.左繼文(2016)。臺灣逆向抵押貸款制度之分析(博士論文)。朝陽科技大學。new window  延伸查詢new window
3.連經宇(2003)。應用模糊語意方法與不連續選擇理論建立家戶購屋選擇行為模式之研究(博士論文)。國立成功大學。new window  延伸查詢new window
圖書
1.Pastalan, A. L.(1990)。Aging in Place: The Role of Housing and Social Support。New York:Haworth Press。  new window
2.潘秀菊、李智仁(20100000)。以房養老商品:反向抵押貸款制度之理論與實務。臺北:元照。new window  延伸查詢new window
3.Boroson, W.(2006)。The Reverse Mortgage Advantage: the Tax-free, House-Rich Way to Retire Wealthy!。New York:McGraw-Hill。  new window
4.Foote, B. E.(2007)。Reserve Mortgages: Background and Issue。Washington, DC:Congressional Research Service。  new window
5.Szymanoski, E. J.、Rodda, D. T.(2000)。Evaluation Report of FHA's Home Equity Conversion Mortgage Insurance Demonstration。Cambridge MA:Abt Association Inc.。  new window
6.Wong, V.、Garcia, N. P.(1999)。There's No Place Like Home: The Implications of Reverse Mortgages on Seniors in California。New York:Consumers Union of U. S., Inc.。  new window
7.Klir, G. J.、Yuan, B.(1995)。Fuzzy Sets and Fuzzy Logic: Theory and Application。Prentice-Hall International Inc.。  new window
8.Saaty, Thomas L.(1980)。The Analytic Hierarchy Process: Planning, Priority Setting, Resource Allocation。McGraw-Hill。  new window
 
 
 
 
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