一、中文文獻
1.王本鈞（2004），考慮風險下的銀行績效評估，東吳大學經濟研究所碩士論文。
2.王鶴松（2003），「新巴賽爾銀行資本適足率協定與風險管理」，第39卷，第2期，頁1-7。
3.李景玲（1996），資本適足性與銀行風險關係之研究，國立交通大學管理科學研究所碩士論文。
4.吳怡芬（2006），總體經濟變數對本國銀行逾放比率關係之研究，世新大學財務金融所碩士論文。
5.吳啟銘（2001），企業評價-個案實證分析，智勝出版社。
6.吳偉民（2006），台灣銀行業不良資產管理模式與總體經濟變數關連性分析，世新大學經濟研究所碩士論文。
7.吳姵萱（2002），台灣銀行業之效率與風險研究，銘傳大學金融研究所碩士論文。
8.吳建良（2005），「資本適足率與逾期放款率對銀行財務績效之影響」，台灣銀行季刊，第56卷，第2期，頁1-27。
9.林惠文（1999），「亞洲金融風暴後對台灣金融業的影響」，台北銀行月刊，第29卷，第5期，頁97-104。
10.林璧娟（2001），銀行資本適足性與經營績效之探討，銘傳大學金融研究所碩士論文。
11.侯啟娉、黃德芬(2006)，「從巴塞爾協定探討銀行資產風險與資本適足性之關聯性-中國大陸商業銀行之實證研究」，當代會計，第7卷，第2期，頁171-194。
12.韋端（2003），「SARS事件對台灣經濟之衝擊與對策」，國家政策論壇，92(秋)，頁19-30。
13.張清山（2002），資本適足率管制對銀行風險與財務績效關聯性之影響，輔仁大學金融研究所碩士論文。
14.許振明（2003），「因應SARS衝擊之財金政策」，國家政策論壇，92(秋)，頁31-35。
15.許振明、劉完淳（2002），「近兩年我國銀行的財務績效評估」，存款保險資訊季刊，第16卷，第1期，頁28-35。16.黃德芬（2005），「資本適足性管制革對銀行壞帳提列沖銷決策之影響」，管理學報，22卷，1期，頁29-43。
17.陳玉涓（2005），風險性資產與銀行效率之分析，東吳大學經濟研究所博士論文。
18.陳育成（2002），「台灣金融業的壞帳管理及相關研究」，管理評論，第21卷，第4期，頁1-17。
19.陳妮雲（2005），「銀行業逾放比、壞帳提列之資訊內涵探討」，今日會計，101期，頁68-82。
20.陳威志，（2002），「風險調整模式之銀行效率分析」，東吳大學國貿研究所碩士論文。
21.產業調查報導（1999），「九二一大地震對國內各主要產業之影響」，產業經濟，第220期，頁19-29。
22.陳元保（1999），「921大地震衍生的金融問題與對策」，經濟前瞻，66期，頁54-57。
23.陳孟谷（2003），總體經濟變數對信用卡循環信用比率影響之分析，國立中興大學應用經濟研究所碩士論文。
24.陳林青（2004），總體經濟變數與銀行績效關聯性之研究，國立台北大學企管研究所碩士論文。
25.楊雅惠（2005），總體經濟價格變數對台灣地區銀行之營運資金的影響-共整合與誤差修正模型之應用，國立中興大學企管研究所碩士論文。
26.蔡淑惠（2003），「SARS對台灣經濟的衝擊與後SARS時代的因應對策」，今日合庫，第29卷，第7期，頁22-57。
27.蔡盈盈（2003），巴塞爾資本適足率資訊揭露與銀行風險的關聯性暨預警價值，台灣大學會計學研究所碩士論文。
28.劉順仁（1995），「銀行壞帳費用之資訊內涵」，會計評論，第29期，頁223-255。
29.鄭秀玲、周群新（1998），「調整風險後之銀行效率分析：台灣銀行業的實證研究」，經濟論文叢刊，第26卷，第3期，頁337-366。30.鄭秀玲、劉錦添、陳欽奇（1997），「台灣中小企業銀行的效率分析（1986-1994年）」，經濟論文，第25卷，第1期，頁69-95。31.鄭惠如、羅靖霖、梁惠琳（2007），「再論銀行業真實淨值與逾放比之估計」，貨幣觀測與信用評等，第64期，頁6-19。
32.簡安棻（2001），資本適足率與銀行風險關係之實證研究，雲林科技大學財務金融系碩士論文。
33.鍾俊文（2003），「疫情衝擊經濟不亞於金融風暴－SARS每延長一個月台灣濟成長率下降0.5%」，貨幣觀測與信用評等，第41期，頁1-2。
34.羅靖霖、鄭惠如、鍾俊文（2007），「銀行業應提列備抵呆帳及真實淨值估計」，貨幣觀測與信用評等，第63期，頁41-49。
二、英文文獻
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