:::

詳目顯示

回上一頁
題名:台灣金融科技人才核心能力建構研究
作者:張惟珩 引用關係
作者(外文):Chang, Alvin
校院名稱:國立彰化師範大學
系所名稱:工業教育與技術學系
指導教授:趙志揚
陳德發
學位類別:博士
出版日期:2019
主題關鍵詞:金融科技金融服務資訊科技資訊管理核心能力技職教育台灣FinTechfinancial serviceinformation technologyinformation managementcore competencytechnical and vocational educationTaiwan
原始連結:連回原系統網址new window
相關次數:
  • 被引用次數被引用次數:期刊(0) 博士論文(0) 專書(0) 專書論文(0)
  • 排除自我引用排除自我引用:0
  • 共同引用共同引用:0
  • 點閱點閱:6
本研究旨在探討金融科技專業人士的核心競爭力,以促進臺灣金融科技的發展。據文獻記載,金融科技是金融服務、資訊技術和資訊管理的綜合。根據文獻回顧,研究從要分析的三個FinTech要素中選擇核心能力—知識、技能、態度和價值觀。研究方法採用訪談法、德爾菲法和層次分析法。根據訪談,文獻中提到的大部分能力都保留下來,以應用於德懷術問卷。德懷術問卷取得了15位金融專家、金融學者、科技專家和科技學者的意見。除“外語”外,大多核心能力的重要度都在6分以上,且回答是一致的。此外,一些學者建議將“創新思維”納入核心能力之一。在三次嘗試之後,研究確認了回答的一致性,並將核心能力清單進行層級分析法研究。根據層級分析法的排名,大多數“態度和價值觀”的核心能力被認為是最重要的。多數的“技能”核心能力排在次等重要,而大多數的“知識”核心能力,尤其是“外語”,被評為最不重要。
The objective of this research aims to discover the core competencies for FinTech professionals whom can foster the development of FinTech in Taiwan. FinTech, according to literatures, is the integration of financial service, information technology, and information management. Based on the literature review, the research selects core competencies – knowledge, skill, and attitudes and values – from each of the three FinTech elements to be analyzed. According to interviews, most of the competencies mentioned in the literatures are agreed to remain, which can be applied for Delphi method. The Delphi method had received opinions from 15 experts of financial professionals, financial scholars, technology professionals, and technology scholars. Except “foreign language,” most of the core competencies earn score above 6 and the responses are consistent. Moreover, several scholars suggest “innovative thinking” to be included into one of the core competencies. According to the ranking of AHP, most of core competencies from attitudes and values are considered as the most important. Core competencies from skill are generally ranked as the second important, and core competencies from knowledge, especially “foreign language,” is the least.
Anderson, P., & Onarheim, B. (2015). Facilitating creativity as a core competence in engineering education. Paper presented at 43rd Annual SEFI Conference, Orleans, France. Retrieved from https://core.ac.uk/
download/pdf/43257946.pdf
Arner, D. W., & Barberis, J. N., & Buckley, R.P. (2015). The evolution of FinTech: A new post-crisis paradigm. Georgetown Journal of International Law, 47, 1271-1281. Retrieved from https://hub.hku.hk/
bitstream/10722/221450/1/Content.pdfnew window
Arnold, V. (2016). The changing technological environment and the future of behavioral research in accounting. Accounting & Finance, 58(2), 315-339. doi: 10.1111/acfi.12218
Au, Y. A., & Kauffman, R. J. (2008). The economics of mobile payments: Understanding stakeholder issues for an emerging financial technology application. Electronic Commerce Research and Applications, 7, 141–164. doi: 10.1016/j.elerap.2006.12.004
Ayres, L. (2008). The SAGE encyclopedia of qualitative research. Newbury Park, CA: SAGE.
Baker, H. K., Filbeck, G, & Ricciardi, V. (2017). How behavioral biases affect finance professionals. The European Financial Review, 25-29. Retrieved from https://papers.ssrn.com/sol3/papers.cfm?abstract_id=289
Barkhordar, M., Nourollah, Z., Mashayekhi, H., Mashayekhi, Y., & Ahangar, M. S. (2017). Factors influencing adoption of e-payment systems: An empirical study on Iranian customers. Information System and E-Business Management, 15, 89-116. doi: 10.1007/s10257-016-0311-1
Berger, E. & Nakata, C. (2013). Implementing technologies for financial service innovations in base of the pyramid markets. The Journal of Product Innovation Management, 30(6), 1199-1211. doi: 10.1111/
jpim.12054
Bhadari, G., & Hassanein, K. (2012). An agent-based debiasing framework for investment decision-support systems. Behaviour & Information Technology, 31(5), 495-507. doi: 10.1080/0144929X.2010.499477
Biemer, P. P. (2010). Overview of design issues: Total survey issues. Bingley, UK: Emerald Group.
Bisht, S. S., & Mishra, V. (2016). ICT-driven financial inclusion initiatives for urban poor in a developing economy: Implications for public policy. Behavior & Information Technology, 35(10), 817-832. doi: 10.1080/014
4929X.2016.1183711
Broihanne, M. H., Merli, M., & Roger, P. (2014). Overconfidence, risk perception and the risk-taking behavior of finance professionals. Finance Research Letter, 11(2), 64-73. doi: 10.1016/j.frl.2013.11.002
Chang, C. Y. (2016). Introduction and recommendations about FinTech. Journal of Information and Communication Technology, 167, 4-12.
Chang, L. C. (2013). The comparison of information jobs requirements and core competence of information management departments. Management Information Computing, 2(2), 114-128. doi: 10.6285/MIC.2(2).09.
Chen, B. F. (2016, May 16). InsurTech chao lai ku neng: Paohsienyie yao shanyung shuchu [The incoming trend of InsurTech galvanized the usage of data for insurance industry]. China Times. Retrieved from https://www.chinatimes.com/newspapers/20160516000086-260205?chdtv
Chen, C. M. (2015). Kechi chuanghsin tuitung jingjong tientzuchifu lantu [Technological innovation pushes mobile payment platforms]. Jinjong Tzuhsun Chikan, 84, 54-58
Chen, M. C., & Huang, Y. F. (2007). Jinjong fuwuyie tsongyie renyuan hehsinnengli tue kongtzuochihsiao yinghsiang chi yencheo – yi yinghang chengchuan yie weili [Effect of financial professional’s core competencies on working effectiveness – an example from banking industries]. Paper presented at the 20th International Academic Conference on Management 2007, Taichung, Taiwan. doi:10.29631/ACM.200705.B002
Chen, R. Y. (2015). IoT-enable cloud computing architecture for collaborative design integrated manufacturing life cycle. Proceedings of the 2nd National Conference on Information Technology and Computer Science, 1068-1079.
Chen, T. C, Yu, C. H., Kuo, T. Y., & Chang, Y. T. (2017). Capability indicators and syllabus construction of machine tools industry based 3D printing technology applied in mechanical design technology course. Journal of Technology and Engineering Education, 48(2), 44-59. doi: 10.6571/CETE.2017.05.03
Chiu, L. T. (2011). Retrospect and prospect of financial industry development in Taiwan. Journal of Economic Research, 11, 171-197.
Chu, C. H. (2015). Dashuju yu jinjongjie chi ingyung [Application of Big Data in Financial Service]. Jinjong Tzuhsun Chikan, 84, 12-18.
Chu, C. P. (2009). Tsengchifenhsifa (AHP) liluen yu shitzuo [Analytic Hierarchy Process Theory]. Retrieved from ftp://mail.im.tku.edu.tw
/Prof_Shyur/AHP/AHP2009.pdf
Chue, C. K. (2015). Taiwan jingjong kechi (FinTech) fachan chi chuyi [Development of FinTech in Taiwan]. Taiwan Financial Services Roundtable Bimonthly, 13, 16.
Cigarra-Sanchez, J. (2017). Making meaning out of noise: A knowledge management core competence for higher education students. VINE Journal of Information and Knowledge Management Systems, 47(4), 506-521. doi: 10.1108/VJIKMS-12-2016-0070
Dalkey, N., & Helmer, O. (1963). An experimental application of the Delphi method to the use of experts. Management of Science, 9, 458-467.

Danilov, A., Bilemann, T., Kring, T., & Sliwka, D. (2013). The dark side of team incentives: Experimental evidence on advice quality from financial service professionals. Journal of Economic Behavior & Organization, 93, 266-272. doi: 10.1016/j.jebo.2013.03.012
Deloitte (2015). Insurance disrupted general insurance in a connected world. Retrieved from https://www2.deloitte.com/content/dam/Deloitte/global/
Documents/Financia-Services/gx-fsi-insurance-disrupted.pdf
Deloitte (2016). 2016 Financial services M&A predictions rising to the challenge. Retrieved from https://www2.deloitte.com/content/dam/
Deloitte/uk/Documents/financial-services/deloitte-uk-fs-ma-predictions-2016.pdf
Drovnikov, A. S., Nikolaev, E. L., Afanasev, A. S., Ivanov, V. N., Petrova, T. N., Tenyukova, G., … Povshednaya, F. V. (2016). Teachers professional competence assessment technology in qualification improvement process. International Review of Management and Marketing, 6(1), 111-115.new window
Financial Supervisory Commission. (2016). FinTech development strategy white paper. Retrieved from http://iknow.stpi.narl.org.tw/
Post/Files/policy_12420_1050511%E9%87.pdf
Goepel, K. D. (2013). Implementing the analytic hierarchy process as a standard method for multi-criteria decision making in corporate enterprises - a new AHP excel template with multiple inputs. Proceedings of the International Symposium on the Analytic Hierarchy Process 2013, Kuala Lumpur, Malaysia. Retrieved from https://www.
researchgate.net/profile/Klaus_Goepel/publication/275584446_
Implementing_the_Analytic_Hierarchy_Process_as_a_Standard_Method
_for_Multi-Criteria_Decision_Making_in_Corporate_Enterprises_-_a_New_AHP_Excel_Template_with_Multiple_Inputs.pdf
Gökkaya, O., & Özbağ, G. K. (2015). Linking core competence, innovation and firm performance. Journal of Business Research, 7(1), 90-102.new window
Han, H. L., Chang, L. C., Lee., P. Y., Shie, M. T., & Huang, W. C. (2015). Using a competency-based to training and assessment of information management experts at the Shih Chien University Kaohsiung campus. Management Information Computing, 4(1), 162-174. doi: 10.6285/new window
MIC.4(1).13new window
Hulley, S. B., Cummings, S. R., Browner, W. S., Grady, D. G., & Newman, T. B. (2013). Designing clinical research. Philadelphia, PA: Lippincott, Williams & Wilkins.
Hu, H. H. (2015). Jinleo pantu yiwei yinghang chiasu kuayie hetzo [Acceleration of Banking Cooperation]. The Taiwan Banker, 71, 60-63.
Hung, J., & Luo, B. (2016). FinTech in Taiwan: A case study of a bank’s strategic planning for an investment in a FinTech company. Financial Innovation, 2(15). doi: 10.1186/s40854-016-0037-6
Hsia, C. Y. (2018). Tuitung FinTech jinjong kechi fachan fengchao te kechi tungli tansuo [Discovering the motivation of FinTech innovations]. Paper presented at National Computer Symposium 2017: Workshop on FinTech Innovation and Application, Hualien, Taiwan. doi: 10.29428/9789860544169.201801.0100.
Hwang, H. W. (2015). Shuweihua jinjong langchao laihsi [Incoming wave of digital finance]. Accounting Research Monthly, 361, 76-81.
Hwang, Y. J., & Hsu, S. T. (2011). The research of the assessing way in function of talent of information technology community. Paper presented at the 7th Knowledge Community Conference, Taipei, Taiwan. Retrieved from http://ir.lib.pccu.edu.tw/bitstream/987654321/24922/2/CA07.pdf
Johnson, B., & Christensen, L. (2010). Educational research: Quantitative, qualitative, and mixed approaches. Newbury Park, CA: SAGE.
Jong, T. S. (2011). Expert Choice tzi fenhsi tsengchichenghsufa (AHP) chi Ingyung [AHP application in Expert Choice]. Taipei, Taiwan: Wu-Nan Culture Enterprise.
Kim, C. G. (2013). Web of things future internet technologies and applications. Journal of Platform Technology, 1(1), 33-40.new window
King, B. (2010). BANK 2.0 – how customer behavior and technology will change the future of financial services forever. Singapore: Marshall Cavendish.
King, B. (2012a). BANK 3.0 – why banking is no longer somewhere you go but something you do. Hoboken, NJ: Wiley.
King, B. (2012b). Branch today, gone tomorrow. Singapore: Marshall Cavendish.
King, B. (2014). Breaking banks: The innovators, rogues, and strategists rebooting banking. Hoboken, NJ: Wiley.
KPMG, (2015). 2015 Pulse of FinTech. Retrieved from https://assets.kpmg/
content/dam/kpmg/pdf/2016/03/the-pulse-of-fintech-2015-in-review.pdf
Lavalle, S., Lesser, E., Shockley., R., Hopkins, M., & Kruschwz, N. (2011) Big data, analytics and the path from insights to value. MIT Sloan Management Review, 52(2), 21-31.
Lee, D. M. S., Trauth, E. M., & Farwell, D. (1995). Critical skills and knowledge requirements of IS professionals: A joint academic/industry investigation. MIS Quarterly, 19(3), 313-340. doi: 10.2307/249598.
Lee, J. C., & Lin, T. T. (2015). A novel thinking of life insurance industries on innovative marketing channels. Taiwan Insurance Institute, 3, 285-300.
Leea, S., Kohb, S., Yena, D., & Tangc, H. L. (2002). Perception gaps between IS academics and IS practitioners: An exploratory study. Information and Management, 40, 51-61. doi: 10.1016/S0378-7206(01)00132-X
Lemieux, V. L. (2016). Trusting records is block-chain technology the answer? Records Management Journal, 26(2), 110-139. doi: 10.1108
/RMJ-12-2015-0042
Li, J., Zhou, L., Zhang, X., Chen, Z., & Tian, F. (2018). Technological configuration capability, strategic flexibility, and organizational performance in Chinese high-tech organizations. Sustainability, 10(5), 1665. doi: 10.3390/su10051665
Liang, J. (2015). The implications of internet of things for Taiwan insurance industry. Taiwan Insurance Institute, 31(2), 125-147.
Lin, C. F. (2017). jinrongfuwuyie tupo kunchin yaoyung FinTech [FinTech becomes the key strategy for financial industries to break out]. Taiwan Economic Research Monthly, 40(1), 8-9.new window
Liu, Y. C. (2015). FinTech: Chuantung jingjong te weihsien yu tiaochan [FinTech: Threat and challenge of traditional financial service]. Taiwan Financial Services Roundtable Bimonthly, 14, 6.
Liu, J., Kauffman, R. J., & Ma, D. (2015). Competition, cooperation, and regulation: Understanding the evolution of the mobile payments technology ecosystem. Electronic Commerce Research and Applications, 14, 372–391. doi: 10.1016/j.elerap.2015.03.003
Liu, J., Lu, H., & Li, X. (2018). On the core competence of enterprises. Business Administration and Management, 1(1), 1-7.new window
Liu, X. (2017). A study on the competency evaluation model for financial professionals based on market demand. Revista de la Facultad de Ingeniería, 32(8), 545-552.
Marshall, C., & Rossman, G. B. (2014). Designing qualitative research. Newbury Park, CA: SAGE.
Michaelis, T. L., & Markham, S. K. (2017). Innovation training. Research Technology Management, 60(2), 36-42. doi: 10.1080/08956308.2017.
1276387
National Development Council. (2018). 107-109 nien chungtien chanyie rentsai konghsu tiaochaa chi tueku [2018-2020 Report of human resource assessment for key industries]. Retrieved from https://ws.ndc.gov.tw/Download.ashx?.pdf
National Digital Research Centre. (2014). So what is FinTech? Retrieved from https://web.archive.org/web/20150928033637/
Noll, C. L. & Wilkins, M. (2002). Critical skills of IS professionals: A model for curriculum development. Journal of Information Technology Education, 1(3), 143-154.new window
Park, C. K. (2015). Job competence of college students in Korea: An expansion of core competence theory. Asian Journal of Innovation and Policy, 4(1), 55-75. doi: 10.7545/ajip.2015.4.1.055new window
Pereria, J., Martins, J., Santos, V., & Goncalves, R. (2014).  CRUDi framework proposal: Financial industry application. Behaviour & Information Technology, 33(10), 1093-1110. doi: 10.1080/0144929X
.2014.914976
Precision Consultancy. (2006). Employability skills: From framework to practice. Commonwealth of Australia. Retrieved from http://www.fmpllen.com.au/uploads/1/2/9/9/12992035/employability_skills_from_framework_to_practice__an_introductory_guide_for_trainers_and_assessors.pdfnew window
Proctor, K. S. (2011). Optimizing and assessing information technology: Improving business project execution. Hoboken, NJ: Wiley.
PwC (2016). Global FinTech report. Retrieved from https://www.pwc.com/
gx/en/industries/financial-services/assets/pwc-global-fintech-report-
2017.pdf
Saaty, T. L. (1980). The analytic hierarchy process. New York, NY: McGraw-Hill. 
Saaty, T. L., & Vargas, L. G. (2012). Models, methods, concepts applications of the Analytic Hierarchy Process. Berlin, Germany: Springer. 
Shen, J., Dang, Y., Zhou, W., & Li, X. (2015). Evaluation for core competence of private enterprises in Xuchang City based on an improved dynamic multiple-attribute decision-making model. Mathematical Problems in Engineering, 2015, 1-10. doi: 10.1155
/2015/493240
Shi, K. H., & Liu, Y. T. (2008). A research on the competency of financial professions. Business Review, 13(2), 47-70. doi: 10.30163/BR.200812
.0004
Silverman, D. (2016). Qualitative research. Newbury Park, CA: SAGE Publication.
Skinner, C. (2014). Digital bank: Strategies to launch or become a digital bank. Singapore: Marshall Cavendish.
Skulmoski, G. J., Hartman, F. T., & Krahn, J. (2007). The Delphi method for graduate research. Journal of Information Technology Education Research, 6, 1-21.
Terry, H. (2016). InsurTech: A golden opportunity for insurers to innovate report [Blog post]. The Digital Insurer. Retrieved from https://www.the-digital-insurer.com/insurtech-a-golden-opportunity-for-insurers-to-innovate-pwc-report/
Tong, C. C. (2014). Taiwan fachan chuliang tzuliao chanyie chi chihue yu tiaochan [Opportunities and challenges of developing Big Data industry in Taiwan]. Taipei Exchange, 174, 45-49.
Tsao, L., & Chien, H. L. (2016). FinTech jingjong kechi keming: wangle jingjong hsintihsi, kaibien niwuo hsiaofei, litsai, paohsien yu chietai te weilai [Revolution of FinTech: New system of Internet finance that changes our future of consuming, investment, insurance, and loaning]. Taipei, Taiwan: Business Weekly.
UC Berkeley Finance. (2016). Financial analyst competency framework. Retrieved from https://hr.berkeley.edu/sites/default/files/financial_
analyst_competency_framework.pdf
U.S. Department of Labor. (1991). What work requires for schools. Retrieved from https://wdr.doleta.gov/SCANS/whatwork/whatwork.pdf
Vujuvic, V., & Maksimovic, M. (2015). Raspberry Pi as a sensor web node for home automation. Computers and Electrical Engineering, 44, 153-171. doi: 10.1016/j.compeleceng.2015.01.019
World Economic Forum. (2015). Future of financial services: How disruptive innovations are reshaping the way financial services are structured, provisioned and consumed. Retrieved from http://www3.weforum.org/
docs/WEF_The_future__of_financial_services.pdf
World Economic Forum. (2017). Beyond FinTech: A pragmatic assessment of disruptive potential in financial services. Retrieved from http://www3.weforum.org/docs/Beyond_Fintech__A_Pragmatic_Assessment_of_Disruptive_Potential_in_Financial_Services.pdf
Wu, C. L. (2011). The construction of college student core competency framework: Comparing academic and industry viewpoints. Taiwan Journal of General Education, 7, 9-38.
Wu, S. L., Huang, H. M., & Lee, H. H. (2014). Comparison of convenience sampling and purposive sampling. The Journal of Nursing, 61(3), 105-111. doi: 10.6224/JN.61.3.105
Yang, C. C. (2013). The integrated model of core competence and core capability. Total Quality Management & Business Excellence, 26(1), 173-189. doi: 10.1080/14783363.2013.820024new window
Yousuf, M. I. (2007). Using experts’ opinions through Delphi technique. Practical Assessment, Research & Evaluation, 12(4), 1-8.
Zadeh, L. A. (1975). The concept of a linguistic variables and its application to approximate reasoning. Information Sciences, 8(2), 199-249. doi: 10.1016/0020-0255(75)90036-5
Zhu, C., Wang, D., Cai, Y., & Engels, N. (2013). What core competencies are related to teachers’ innovative teaching? Asia-Pacific Journal of Teacher Education, 41(1), 9-27. doi: 10.1080/1359866X.2012.753984new window
Zhu, S., & Chen, J. (2016). E-commerce use in urbanising China: The role of normative social influence. Behaviour & Information Technology, 35(5), 357-367. doi: 10.1080/0144929X.2016.1160286
 
 
 
 
第一頁 上一頁 下一頁 最後一頁 top
:::
QR Code
QRCODE