台灣與大陸簽訂協議後，台灣經濟對中國大陸的依賴度愈來愈大，海峽兩岸具有同種同文的特色，雖政治生態不同，但追求經濟發展的目標則一，若金融產業為追求營運綜效而合作，則金融業經營者在追求最大利潤的同時，也必須不斷地作觀念上的修正，除積極與金融業配合，在政府的輔導與協助下，創造有利轉型之環境，將企業的經營與管理層次升級外，更需加強兩岸產業合作，唯有經由人力與物力的充分配合，以台灣的軟實力配合中國大陸的硬實力，二者相需相成，不論是中國大陸吸收台灣人才，或大陸企業前往中國大陸上市，兩岸都必須互助合作，才能在競爭激烈的國際經濟環境中生存，也才能為兩岸的經濟發展做出更大的貢獻。台灣為海島型經濟小國，中國大陸是新崛起的經濟大國，台灣對中國大陸的貿易依存度愈來愈高，特別是大陸經濟的崛起，產業結構的調整，消費價值觀的多樣化，技術快速創新，以及資訊產業的興起，國內企業彼此間的競爭也日益強烈，不僅一般企業所面臨國內外的挑戰愈來愈多，而且家數眾多但規模不大的中小企業，在企業經營與管理上也面臨更嚴酷的考驗。本研究主要是探討海峽兩岸金融產業的合作能否創造雙贏，發揮出合作的綜效，另一方面，當前台灣產業發展必須有足夠的財力以資金因應，亦即金融業對企業的金融支援十分重要，而金融業是產業的一環，亦是國內經濟的一環，台灣與中國大陸經濟都是世界經濟的一部分；在兩岸的金融合作應掌握合作創造雙贏之契機，兩岸簽訂ECFA以後，在兩岸金融的合作上宜把握時代契機，再創金融新局，筆者提出以下十點作法之建議，詳述兩岸金融合作的具體建議以作為兩岸金融產業未來合作之參考。因此，本研究探討重點則以金融產業合作為主，並從國際經濟的變化、中國經濟結構的轉變、中國金融機構的組成及其所面臨的問題，再參考台灣金融機構組成模式及其對企業的金融支援之做法提出相關建議。

After the two sides signed the ECFA, cross-strait financial cooperation should seize the opportunity of the times and create new financial bureau, The author proposes ten-point proposal detailing practice of specific recommendations for cross-strait financial cooperation as references for future cooperation on both sides of financial industry. Taiwan's trade dependence on China is increasing for the past ten years, especially the rapid economic improvement in China, the main performances are to diversify the economy, the adjustment of industrial structure, consumption values, rapid technological innovation, and stimulating IT industry by high technological methods. not only the general domestic and foreign enterprises are facing more and more challenges, but also many SMEs in the business field also face more severe challenge. This study was mainly to investigate the cross-strait cooperation in financial industry, in addition, to analyze whether can create a win-win situation, and create the synergy of cooperation, on the other hand, current industrial development of Taiwan must have sufficient financial resources to fund to enterprises is important. Taiwan and mainland China are parts of the relative economy in world economy; therefore, this study was to investigate the possible successful methods toward financial industry cooperation, and accessing to changes in international economy. The changes in China's economic structure, and the composition of Chinese financial institutions and the problems faced by financial institutions in Taiwan matter the future cooperation outcomes. The author provides practical patterns and practices of corporate financial support as suggestions, to serve as references for future cooperation on both sides of cross-strait financial industry.