A great deal of effort has been made on right to privacy. What seems to be lacking, however, is right to financial privacy. Financial information has become such an important concern because an individual's banking transactions directly reflect that individual's lifestyle, personal interests, and political beliefs. Besides, the tremendous growth of banking services, particularly consumer credit, has launched financial privacy into the foreground of public. This Article is intended as an investigation on the development of financial privacy regulatory structure and it would focus attention on Japan. The main reason is that in order to better understand the current we must first explore the development of the right to financial privacy and its importance in contemporary society. The right to financial privacy has taken many forms in the history of Japanese jurisprudence, and its rate of change has increased dramatically in recent years. By analyzing and comparing experiences on Japan in its development of financial privacy regulatory structure, we would learn some lessons for reference. Part I of this Article traces the development of the right to privacy in Japan. This part examines the right of privacy in its legal form and how to re-establish the importance of the right to privacy from the consequences of erosion. Part II will provide the trace of developing financial privacy protected system. We would also discuss the policy trend of protecting financial privacy in Japan. In Part III, we would come back to an overview of the actual situation today in Taiwan, discuss the insufficiencies in the regulatory structure. Finally, Part IV concludes and recommends that the future prospect for the regulatory structure in Taiwan, R.O.C.