中央銀行中華民國中央銀行之制度與功能，2003年。
中國人民銀行電子支付指引第一號與答客問，2005年10月。
王文宇行政院公平交易委員會委託研究，「信用卡聯合行為之研究—聯合信用卡處理中心運作限制之檢討」，頁13，2002年11月。
王仁宏指導及編著我國電子支付暨信用工具法制導論，2003年5月。
王健民「台灣區服務業調查報告—信用卡業務之研究」，台北銀行經濟研究室編印，1996年6月出版
王澤鑑民法債編總論(1)-- 債之發生基本理論。
林淑玲金融風險管理，1992年。
林鐘雄貨幣銀行學（六版）。
邱聰智民法債編通則。
金炯林銀行法，三民書局。
聯合信用卡中心財團法人聯合信用卡中心作業手冊。
聯合信用卡中心財團法人聯合信用卡中心特約商店作業手冊。
聯合信用卡中心財團法人聯合信用卡中心業務說明手冊。
清水一彥現代信用卡業務，財政部金融局中華民國加強儲蓄推行委員會金融研究小組，1993年2月。
王澤鑑民法實例演習：基礎理論，1992年。
行政院公平交易委員會公平交易法相關法規、處理原則、行業導正彙編，1998年7月。
金融聯合徵信中心日本個人信用資訊機構及資料保護，2001年5月。
林繼恆信用卡業務及法務之理論與實務，中華民國銀行公會授權，台灣金融研訓院印行，2000年初版。
沈中華貨幣銀行學--全球的觀點，2000年，增訂版。
楊雅惠貨幣銀行學，2000年增訂二版。
范建得「自NII之發展論我國電子銀行之相關法制研究」，行政院經濟建設委員會委託研究，東吳大學法律系，1998年6月。
財政部金融局編印銀行監理基本原則彙編，2000年。
曾世雄、曾陳明汝、曾宛如票據法論，2005年三版。
黃茂榮法學方法與現代民法，1993年。
詹森林、馮震宇、林明珠認識消費者保護法，行政院消費者保護委員會，1995年2月。
資策會科技法律中心行政院經濟建設委員會委託研究，網路金流相關法律問題與機制建立，2000年12月。
資策會科法中心行政院經濟建設委員會委託研究，新興電子支付系統之法律關係與風險管理之研究，2001年12月。
聯合信用卡處理中心聯合信用卡處理中心作業手冊。
蕭文生中央銀行與金融監理。
謝孟玲考察美、日兩國塑膠貨幣發展與消費者保護報告，美國公平信用報告法，財團法人金融聯合信用徵信中心出版，1994年1月。
（二）期刊、判決
王文宇票據支付制度之損失分擔—以偽造變造之票據為中心，收錄於新金融法，元照出版公司，頁107-140。
尹章華從消費者權益論信用卡交易行為，司法週刊頁799以下，1996年10月。
吳璟瑜從德國實務新發展再談信用卡收單機構與特約商店的法律關係，政大法學評論，頁191以下，2005年10月。
杜怡靜從消費者保護之觀點檢討金融卡盜領之風險分擔原則—以九十年度上字第三三０號判決為例，月旦法學雜誌，2004年5月。
林育廷從網路金融的發展省思我國金融監理的挑戰，資訊法律透析，民國2000年3月。
林育廷從法律觀點談信用卡成本與效益，交大科技法律評論，2005年4月。
林育廷信用卡線上交易應用與相關問題之探討，科技法律透析，2001年4月。
林育廷電子資金移轉交易相關立法例介紹與淺析，經社法制論叢，2002年1月。
林育廷電子現金相關法律問題之初探，2001全國科技法律研討會論文集， 2001年11月。
林宗耀貨幣需求與信用卡本質之探討，中央銀行季刊。
林忠為試論聯合簽帳卡交易的基本法律關係，百萬之友第7401期，頁72以下。
林清翠信用卡契約本質之研究，國科會獎助論文，1993年6月。
段正明電子付款的分析與探討，電腦通訊，1996年12月。
陳自強委託銀行付款三角關係不當得利，政大法學評論第五十六期，頁1-43，1996年12月。
陳沖「電子貨幣之金融監理」，商事法暨財經法論文集—王仁宏教授六十歲生日祝賀論文集，頁921。
陳洸岳信用卡交易中之抗辯接續，政大法學評論第六十五期，2001年3月。
黃立冒名申請信用卡的法律關係，月旦法學雜誌第七二期，2001年。
黃茂榮電子金融商務契約，植根雜誌第十六卷第五期。
黃茂榮信用卡當前重要法律問題概說，植根雜誌第20卷第9期。
劉素珠英格蘭銀行監管支付系統之介紹，財金資訊雙月刊，2006/04，available at http://www.fisc.com.tw/FISCWeb/FISCBimonthly/BimonthlyMenu.aspx?Volume=45 (last visited 2006/04/25)
楊芳賢電子商務契約成立及其付款之問題，中原財經法學，第五期，頁338以下，2000年7月。
楊淑文信用卡之冒用風險及舉證責任-台士林地方法院八十八年度簡上字第一○九號判決評釋，台本土法學雜誌第九期，2000年4月
楊淑文信用卡交易之法律性質及其相關法律問題之研究（一）-信用卡交易之三面法律關係及冒用風險轉嫁條款，政大法律評論，第五十九期。
詹森林定型化契約之基本問題，月旦法學，85/03。
詹森林、方嘉麟支票變造時，付款銀行之債務不履行責任與侵權行為責任—崇友/崇反公司案最高法院判決評釋，收錄於比較民商法論文集—方文長教授九十華誕祝壽論文集，頁245以下。
歐陽琛電子支付指引第一號解讀。
蔡俊雄，黃玲慧譯支付系統，國際金融參考資料，第四十二輯。
蘇永欽關於防止限制競爭立法之基本問題，法學叢刊，第111期。
（三）學位論文
林育廷信用卡當事人法律關係與風險管理，政治大學風險管理與保險研究所碩士論文，1999年5月
司維瑄信用卡定型化契約條款之研究，國立政治大學法律學系，碩士論文，2001年6月
朱容辰論信用卡之法律關係--兼論其衍生之相關問題，國立中正法律研究所碩士論文，2002年6月。
孫蕙琳我國電子銀行作業之法律問題研究，國立台灣大學法律研究所碩士論文，1992年6月。
荀曉明由電子銀行及電子商務之發展論銀行電子資金移轉之規範，私立東吳大學法律研究所碩士論文，1996年6月。
張友寧電子貨幣之衝擊與因應—以貨幣政策與銀行管理為中心，台灣大學法律學研究所碩士論文，1998年7月
馮馨儀電子付款與轉帳之法律問題研究，國立政治大學法律學系碩士論文，2001年。
詹仕沂信用卡制度及其法律關係之研究，輔仁大學法律研究所碩士論文，1998年。
謝佳雯信用卡約款在消費者保護法上之分析，國立台灣大學法律學研究所碩士論文，1995年6月
二、外文資料
（一）書籍、研究報告等
AUSTRALIA (AU)PAYMENT SYSTEMS (REGULATION) ACT 1998, available at http://scaleplus.law.gov.au/html/pasteact/2/3141/top.htm, (last visited 2006/01/13)
AU, AUSTRALIAN PRUDENTIAL REGULATORY AUTHORITY (APRA)APRA’S GUIDANCE ON AUTHORISATION OF SCCIS AND DRAFT PRUDENTIAL STANDARD FOR ADIS, 27 Aug 2002, available at http://www.apra.gov.au/Policy/loader.cfm?url=/commonspot/security/getfile.cfm&PageID=4933 last visited 2005/10/27)
AU, AUSTRALIAN BANKERS ASSOCIATIONSUPPLEMENTARY SUBMISSION: NETWORK EFFECT AND THE SETTING OF INTERCHANGE FEES, September 2001, available at http://www.rba.gov.au/PaymentsSystem/PaymentsPolicy/CreditCardSchemes/IIISubmissionsReceivedVolume1/G.4_aba_sub.pdf (last visited 2005/10/27)
AU, AUSTRALIAN COMPETITION AND CONSUMER COMMISSION (ACCC)ACCC ALLEGES PRICE FIX BY BANK”, MEDIA RELEASES, 4 September 2000. available at http://203.6.251.7/accc.internet/digest/view_media.cfm?RecordID=93 (last visited 2006/01/20)
AU, ACCC & RESERVE BANK OF AUSTRALIA (RBA)DEBIT AND CREDIT CARD SCHEMES IN AUSTRALIA: A STUDY OF INTERCHANGE FEES AND ACCESS (2000/10). available at http://www.rba.gov.au/PaymentsSystem/Publications/PaymentsInAustralia/index.html, (last visited 2006/01/13)
AU, AUSTRALIAN RETAILER ASSOCIATIONSUBMISSION TO THE RESERVE BANK OF AUSTRALIA: CREDIT CARD SCHEMES IN AUSTRALIA 26 (2002)
AU, BANKCARD ASSOCIATION OF AUSTRALIASUBMISSION TO THE REFORM OF CREDIT CARD SCHEMES: QUESTIONS TO THE BANKCARD ASSOCIATION OF AUSTRALIA, July 2001, available at http://www.rba.gov.au/PaymentsSystem/PaymentsPolicy/CreditCardSchemes/IIISubmissionsReceivedVolume1/I.2_bank_card_060601.pdf, (last visited 2005/10/27)
AU, COMMONWEALTH OF AUSTRALIA,FINANCIAL SYSTEM INQUIRY FINAL REPORT (1997), available at http://fsi.treasury.gov.au/content/FinalReport.asp (last visited 2006/03/28)
AU, RESERVE BANK OF AUSTRALIA (RBA)STANDARD ON MERCHANT PRICING (2003), available at http://www.rba.gov.au/PaymentsSystem/Reforms/CCSchemes/std_on_merchant_pricing_2002.html, (last visited 2006/01/14)
AU, RESERVE BANK OF AUSTRALIA (RBA)STANDARD NO.1 OF FINAL REFORMS AND REGULATIONS IMPACT STATEMENT: THE SETTING OF WHOLESALE (INTERCHANGE) FEES 41-44 (2002/08)
AU, RESERVE BANK OF AUSTRALIA (RBA)STANDARD NO.2 OF FINAL REFORMS AND REGULATIONS IMPACT STATEMENT: MERCHANT PRICING FOR CREDIT CARD PURCHASES (2002/08)
AU, RESERVE BANK OF AUSTRALIA (RBA)COMMON BENCHMARK FOR THE SETTING OF CREDIT CARD INTERCHANGE FEES 2 (2005/11), available at http://www.rba.gov.au/PaymentsSystem/Publications/index.html, (last visited 2006/01/17)
AU, RESERVE BANK OF AUSTRALIA (RBA)REFORM OF CREDIT CARD SCHEMES IN AUSTRALIA IV: FINAL REFORMS AND REGULATIONS IMPACT STATEMENT (2002/08), available at http://www.rba.gov.au/PaymentsSystem/Reforms/CCSchemes/FinalReforms/index.html, (last visited 2006/01/13)
BANK FOR INTERNATIONAL SETTLEMENTS (BIS), COMMITTEE ON PAYMENT AND SETTLEMENT SYSTEMS (CPSS)IMPLICATIONS FOR CENTRAL BANKS OF THE DEVELOPMENT OF ELECTRONIC MONEY (1996.10)
BIS, CPSSCENTRAL BANK OVERSIGHT OVER PAYMENT AND SETTLEMENT SYSTEMS (2005), available at http://www.bis.org/publ/cpss68.htm (last visited 2006/02/22)
BIS, CPSSCLEARING AND SETTLEMENT ARRANGEMENTS FOR RETAIL PAYMENTS IN SELECTED COUNTRIES (2000), available at http://www.bis.org/publ/cpss40.htm (last visited 2006/02/14)
BIS, CPSSCORE PRINCIPLES FOR SYSTEMATICALLY IMPORTANT PAYMENT SYSTEMS (2001), available at http://www.bis.org/publ/cpss43.htm (last visited 2006/02/22)
BIS, CPSSCURRENT TOPICS IN PAYMENT AND SETTLEMENT SYSTEMS (1999), available at http://www.bis.org/publ/cpss35.htm (last visited 2006/02/22
BIS, CPSSGENERAL GUIDANCE FOR PAYMENT SYSTEM DEVELOPMENT (2005), available at http://www.bis.org/publ/cpss69.htm (last visited 2006/02/22)
BIS, CPSSGENERAL GUIDANCE FOR NATIONAL PAYMENT SYSTEM DEVELOPMENT (2006), available at http://www.bis.org/publ/cpss70.htm (last visited 2006/02/22)
BIS, CPSSPOLICY ISSUES FOR CENTRAL BANKS IN RETAIL PAYMENTS (2003), available at http://www.bis.org/publ/cpss52.htm (last visited 2006/02/22)
BIS, CPSSTHE ROLE OF CENTRAL BANK MONEY IN PAYMENT SYSTEMS (2003), available at http://www.bis.org/publ/cpss55.htm (last visited 2006/02/22)
BIS, CPSSREPORT OF THE COMMITTEE ON INTERNATIONAL NETTING SCHEMES OF THE CENTRAL BANKS OF THE GROUP OF TEN COUNTRIES (LAMFALUSSY REPORT, 1990), available at http://www.bis.org/publ/cpss04.htm (last visited 2006/04/15).
BIS, CPSSREAL-TIME GROSS SETTLEMENT SYSTEMS (1997), available at http://www.bis.org/publ/cpss22.htm (last visited 2006/04/15).
Benjamin GevaTHE LAW OF ELECTRONIC FUNDS TRANSFERS (1999)
BCCARD Co. Ltd.BUSINESS CATEGORY OF BCCARD CO. LTD. http://www.bccard.com/english/business_cate.html (last visited 2005/10/27)
Bruce J. SummersTHE PAYMENT SYSTEM: DESIGN, MANAGEMENT, AND SUPERVISION
CA, Bank of CanadaINTRODUCTION TO THE PAYMENT CLEARING AND SETTLEMENT ACT (2005), available at http://www.bankofcanada.ca/en/financial/financial_leg.html#1 (last visited 2006/03/25)
Check Conversion Education CoalitionACCOUNTS RECEIVABLE ENTRY WHITE PAPER (2004), available at http://www.checkconversioneducation.org/government/white_paper.htm (last visited 2006/03/11)
Check Conversion Education CoalitionSEE HOW CHECK COVERSION WORKS, available at http://www.checkconversioneducation.org/government/see_how.htm,; Richard Mitchell, Merchant Acquiring: What’s Next for Electronic Check? CREDIT CARD MANAGEMENT, VOL.17, ISS. 8, 38 (Nov 2004);
Chris ReedELECTRONIC FINANACE LAW (1991)
Clayton P. GilletteNEGOTIABLE INSTRUMENTS & PAYMENT SYSTEMS (1999)
Clayton P. Gillette, Alan Schwartz and Robert E. ScottPAYMENT SYSTEMS AND CREDIT INSTRUMENTS (1996)
Douglas G. Baird, Theodore Eisenberg & Thomas H. JacksonCOMMERCIAL AND DEBOTOR-CREDITOR LAW: SELECTED STATUTES, DOUNDATION PRESS NEW YORK (2004 Edition)
Douglas J. WhaleyPROBLEMS AND MATERIALS ON PAYMENT LAW (5th ed. 1999)
E. Allen FarnsworthCONTRACTS (4th ed., 2004 )
Edward L. Rubin & Robert Cooter,The Payment System: Cases, Materials and Issues (2nd ed., 1994)
Ernest T. Patrikis, Thomas C. Baxter, Jr., Ray K. BhalaWIRE TRANSFER: A GUIDE TO U.S. AND INTERNATIONAL LAWS GOVERNING FUNDS TRANSFER, PROBUS PUBLISHING COMPANY
EU, Working Group on EU Payment SystemsREPORT TO THE COUNCIL OF THE EUROPEAN MONETARY INSTITUTE ON PREPAID CARDS,
EUROPEAN COMMISSIONTHE VISA EXEMPTION DECISION OF INTERCHANGE FEE, available at http://europa.eu.int/eur-lex/pri/en/oj/dat/2002/l_318/l_31820021122en00170036.pdf
EUROPEAN COMMISSIONCOMMISSION EXEMPTS MULTILATERAL INTERCHANGE FEES FOE CROSS-BORDER VISA CARD PAYMENTS, PRESS RELEASE, 24 July 2002, available at http://europa.eu.int/rapid/start/cgi/guesten.ksh?p_action.gettxt=gt&doc=IP/02/1138|0|RAPID&lg=EN, (last visited 2006/01/20)
EUROPEAN COMMISSIONCOMMON POSITION (EC) No 8/2000 ADOPTED BY THE COUNCIL ON 29 November 1999 with a view to adopting a Directive 2000/…/EC of the European Parliament and of the Council of …on the taking-up, pursuit of and prudential supervision of the business of electronic money institutions(2000/C 26/01)。
EUROPEAN COMMISSIONPROPOSAL FOR A EUROPEAN PARLIAMENT AND COUNCIL DIRECTIVE ON THE TAKING UP , THE PURSUIT AND THE PRUDENTIAL SUPERVISION OF THE BUSINESS OF ELECTRONIC MONEY INSTITUTIONS, COM(98)461(COD)
EUROPEAN COMMISSION,COMMISSION CLEARS CERTAIN PROVISIONS OF THE VISA INTERNATIONAL PAYMENT CARD SYSTEM, PRESS RELEASE, 18 Oct.2001 available at http://europa.eu.int/rapid/pressReleasesAction.do?reference=IP/01/1198&format=HTML&aged=0&language=EN&guiLanguage=en (last visited 2006/01/20); Decision available at http://europa.eu.int/eur-lex/pri/en/oj/dat/2002/l_318/l_31820021122en00170036.pdf.
Federal Reserve Board (U.S.A.)FEDERAL RESERVE POLICY ON PAYMENT SYSTEM RISK (2005), available at http://www.federalreserve.gov/paymentsystems/psr/default.htm (last visited 2006/03/23
Federal Reserve Board (U.S.A.)THE 2004 FEDERAL RESERVE PAYMENTS STUDY (December 6, 2004), available at http://www.frbservices.org/Retail/pdf/2004PaymentResearchReport.pdf (last visited 2006/03/25)
Federal Reserve Board (U.S.A.)FEDRAL RESERVE BANK OPERATING CIRCULAR NO.6: FUNDS TRANSFER THROUGH THE FEDWIRE FUNDS SERRVICES (2004); available at http://www.frbservices.org/OperatingCirculars/index.html (last visited 2006/04/16)
Federal Reserve Board (U.S.A.)FEDRAL RESERVE BANK OPERATING CIRCULAR NO.10: LENDING DOCUMENT (1998), available at http://www.frbservices.org/OperatingCirculars/index.html (last visited 2006/04/16)
Frederic S. MishkinTHE ECONOMICS OF MONEY, BANKING, AND FINANCIAL MARKETS (4th ed., 1995)
Jacques MelitzPRIMITIVE AND MODERN MONEY
James V. Vergari and Virginia V. ShueCHECKS, PAYMENTS, AND ELECTRONIC BANKING (1986)
JCB International Co. Ltd.CORPORATE INFORMATION, available at http://www.jcbinternational.com/htm/about/inform.htm (last visited 2005/10/29).
John A. Spanogle, Ralph J. Rohner, Dee Pridgen, Paul B. RasorCONSUMER LAW—CASES AND MATERIALS. WEST PUBLISHING CO.(1991)
John MickleburghCONSUMER PROTECTION, PROFESSIONAL BOOKS, 1974
Lary LawrenceAN INTRODUCTION TO PAYMENT SYSTEMS (1997).
Linda J. RuschPAYMENT SYSTEMS: PROBLEMS, MATERIALS, AND CASES (2000)
Mark Furletti & Stephen SmithFEDERAL RESERVE BANK OF PHILIDEPHIA, THE LAWS, REGULATIONS, AND INDUSTRY PRACTICES THAT PROTECT CONSUMERS WHO USE ELECTRONIC PAYMENT SYSTEMS: CREDIT AND DEBIT CARDS (2005), available at http://www.philadelphiafed.org/pcc/series.html (last visited 2006/02/22).
Mark Furletti & Stephen SmithFEDERAL RESERVE BANK OF PHILIDEPHIA, THE LAWS, REGULATIONS, AND INDUSTRY PRACTICES THAT PROTECT CONSUMERS WHO USE ELECTRONIC PAYMENT SYSTEMS: POLICY CONSIDERATIONS (2005), available at http://www.philadelphiafed.org/pcc/series.html (last visited 2006/02/22).
MasterCard InternationalSUBMISSION TO THE RESERVE BANK OF AUSTRALIA (2001);
MasterCard International IncCorporate Fact Sheet and Corporate Report, available at http://www.mastercardintl.com/about/ (last visited 2005/10/29 visited)
Maxwell Fry, Isaack Kilato, Sandra Roger, Krzysztof Senderowicz, David Sheppard, Francisco Solis, John TrundlePAYMENT SYSTEMS IN GLOBAL PERSPECTIVE (1999)
Michael L. KatzREFORM OF CREDIT CARD SCHEMES IN AUSTRALIA (2001)
Monetary Authority of SingaporeCONSULTATION PAPER: PAYMENT SYSTEMS OVERSIGHT ACT (2003), available at http://www.mas.gov.sg/resource/download/MASConsultationPaperonPaymentSystemsOversightAct.pdf (last visited 2006/03/26)
Oliver Hance and Suzan Dionne BalzTHE NEW VIRTUAL MONEY: LAW AND PRACTICE, KLUWER LAW INTERNATIONAL (1999)
Paul S. TurnerLAW OF PAYMENT SYSTEMS AND EFT (1999)
Peter A. Alces and Marion W. Benfield Jr.PAYMENT SYSTEMS: CASES, PROBLEMS, AND MATERIALS (1993)
Peter E SayerCREDIT CARDS AND THE LAW (1988)
Richard A. PosnerECONOMICS ANALYSIS OF LAW (4th ed. 1998)
Richard E. Speidel, Robert S. Summers and James J. WhitePAYMENT SYSTEMS: TEACHING MATERIALS (5th ed. 1993)
Robert A. SchwartzEQUITY MARKETS: STRUCTURE, TRADING, AND PERFORMANCE (1988).
Robert Cooter & Thomas UlenLAW & ECONOMICS (4th ed. 2004)
Robert C. EffrosPAYMENT SYSTEMS OF THE WORLD (1994)
Ronald J. MannPAYMENT SYSTEMS AND OTHER FINANCIAL TRANSACTIONS: CASES, MATERIALS AND PROBLEMS (1999).
ShavellFOUNDATIONS OF ECONOMIC ANALYSIS OF LAW (2004)
Thomas P. Vartanian, Robert H. Ledig, Lynn Bruneau21ST CENTURY, MONEY, BANKING & COMMERCE. (2000)
UK, Bank of EnglandMEMORANDUM OF UNDERSTANDING BETWEEN HM TREASURY, THE BANK OF ENGLAND AND THE FINANCIAL SERVICES AUTHORITY (1997), available at http://www.bankofengland.co.uk/about/legislation/mou.pdf (last visited 2006/3/23)
UK, Office of Fair Trading (OFT)OFT issues statement of objections on Mastercard agreement, available at http://www.oft.gov.uk/news/press+releases/2004/184-04.htm (last visited 2006/01/20)。
UK, Office of Fair Trading (OFT)PRELIMINARY CONCLUSIONS: MASTERCARD INTERCHANGE FEES, available at http://www.oft.gov.uk/News/Press+releases/Statements/2003/Mastercard.htm;
U.S.A., Federal Reserve BoardFEDERAL RESERVE POLICY STATREMENT ON PAYMENT SYSTEM RISK (2005), available at http://www.federalreserve.gov/paymentsystems/psr/default.htm (last visited 2006/03/23
Visa International Service Association,DELIVERING A LEVEL PLAYING FIELD FOR CREDIT CARD PAYMENT SCHEMES (2001).
Visa International Service Association,“The Visa Corporate Report”, http://www.corporate.visa.com/av/corpreport/main.shtml (last visited 2005/10/25).
William D. Warren & Steven D. WaltPAYMENTS AND CREDITS (6th ed., 2004).
（二）期刊、判決
Allan Schwartz and Louis WildeIntervening in Markets on the Basis of Imperfect Information: A Legal and Economic Analysis, 127 U. PA. L. REV. 630 (1979).
Anne C. Pidgeon“Show Me the Money”- But Don’t make Me Pay for It: An Analysis of Why Legislation Banning ATM Surcharges is Inapproproate and Unwarranted, 3 N.Y.U.J.Legis. & Pub. Pol’y 393 (1999/2000)
Anne WardropCredit Card Regulation, Interchange Fees and the Meaning of “Payment Systems” in Australia, J.I.B.L.R. 2004, 19(3), 68-80.(2004)
Clayton P. GilletteRules, Standards, Precautions in Payment Systems, 82 Va. L. Rev. 181, 184 (1996).
David A. Balto and Brian K. GrubeThe VISA-MasterCard Decision and Its Implications for High Tech Markets, 57 Bus. Law. 1313, 1314-1315 (2002/05).
David G. OedelWhy Regulate Cybermoney?, 46 AM. U. L. REV. 1075, 1097 (1997)
Edward L. RubinThe Code , the Consumer, and the Institutional Structure of the Common Law, 75 WASH. U.L.O. 11 (1997).
Edward L. RubinLegislative Methology: Some lessons from the Truth-in Lending Act, 80 GEO L.J. 233 (1991)
Frank Easterbrook and Daniel FischelMandatory Discolosure and the Protection of Investors, 70 VA. L. REV. 669 (1984)
Frederick H. MillerA Report on the New Payment Code, 39 BUS. LAW.1215 (1984)
Gregory E. MaggsNew payment Devices and General Principles of Payment law, 72 NOTRE DAME L. REV. 753, 774 (1997)
Guido Calabresi,Some Thoughts on Risk Distribution and the Law of Torts, 70 YALE L. J. 499 (1961)
Harvard Law Review AssociationConsumer Protection and Payment Systems: Regulatory Policy for the Technology Era, 98 HARV.. L. REV. 1870 (1985)
Jane Kaufman WinnClash of the Titans: Regulating the Competition between Established and Emerging Electronic Payment Systems, 14 BERKELEY TECH. L.J. 675 (1999).
Janine Hiller & Don Lloyd CookFrom Clipper Ships to Clipper Chips: The Evolution of Payment Systems for Electronic Commerce, 17 J.L. & COM.53 (1997).
Jean BraucherRent-Seeking and Risk-Fixing in the New Statutory Law of Electronic Commerce: Difficulties in Moving Consumer Protection Online, 2001 WIS. L. REV. 527
John J.A. BurkeLoss Allocation of the Check Payment System with Respect to Forged Drawer Signatures and Forged Indorsements: An Explanation of the Present and Revised U.C.C. Article 3 and 4, UNIFORM COMMERCIAL CODE LAW JOURNAL VOL.25:318 (1993)
Judith RinearsonRegulation of Electronic Stored Value Payment Products Issued By Non-Banks Under State Money Transmitter "Licensing Laws," 58 BUS. LAW. 317, 347, n.114 (2002)
Lucian A. Bebchuk and Mark J. RoeA Theory of Path Dependence in Corporate Ownership and Governance, 52 STAN. L. REV. 127 (1999)
Lynne B Barr, Fred H Miller, Alvin C HarrellIntroduction to the 2003 annual survey of consumer financial serviceslaw: Of statutory aging and process failure, THE BUSINESS LAWYER. CHICAGO VOL. 58, ISS. 3, 1131 (2003)
Mark E. BudnitzConsumer Payment Products and Systems: The Need for Uniformity and the Risk of Political Defeat, 24 ANN. REV. BANKING & FIN.L. 247, 253 (2005)
Mark J. RoeSome Differences in Corporate Structure in Germany, Japen and the United States, 102 YALE L.J. 1927 (1993)
Mark J. RoeChaos and Evolution in Law and Economics, 109 HARV. L. REV. 643-644 (1996).
Matthew A. EdwardsEmpirical and Behavioral Critiques of Mandatory Disclosure: Socio-Economics and the Quest for Truth in Lending, 14 CORNELL J.L. & PUB. POL’Y 199 (2005)
Norman I. Silber,Observing Reasonable Consumers: Cognitive Psychology, Consumer Behavior and Consumer Law, 2 LOY. CONSUMER L. REV. 69 (1990).
Richard MitchellMerchant Acquiring: What’s Next for Electronic Check? CREDIT CARD MANAGEMENT, VOL.17, ISS. 8, 38 (Nov 2004);
Robert D. Cooter & Edward L. RubinA Theory of Loss Allocation for Consumer payments, 66 TEX. L. REV. 63 (1987);
Robert ReichToward a New Consumer Protection, 128 U. PA. L. REV. 1, 25. (1979).
Roland E. Brandel & Anne GearyElectronic Fund Transfers and the New Payments Code: Annual survey of consumer financial services law, 37 BUS. LAW. 1065 (1980-1981).
Roland E. Brandel & Jay N. SolowayElectronic Fund Transfers and the New Payments Code, 38 BUS. LAW. 1355 (1982-1983)
Ronald DworkinWhy Efficiency? A Response to Professors Calabresi and Posner, 8 HOFSTRA L. REV. 563, 571 (1980)
Ronald Gilson & Reinier KraakmanThe Mechnisms of Market Efficiecncy, 70 VA. L.. REV. 549, (1984)
Ronald Gilson & Victor GoldbergNote on Coase and Pareto, 23-25 (Fall 2004) (unpublished manuscript)
Ronald H. CoaseThe Nature of the Firm, 4 ECONOMICA 386, 394-95 (1937);
Ronald H. CoaseThe Problem of Social Cost, 3 J.L. & ECON. 1, 15-16 (1960).
Ronald J. MannGlobal Credit Card Use and Debt: Policy Issues and Regulatory Responses (April 2005). U of Texas Law and Economics Research Paper No. 49. Available at SSRN: http://ssrn.com/abstract=705141
Ronald J. MannRegulating Internet Payment Intermediaries, 82 TEX. L. REV. 681, 694 (2004).
Ronald J. Mann,Making Sense of Payments Policy in the Information Age, 93 GEO. L. J. 633 (2005)
Ronald J. Mann and Catherine Lee WilsonThe Emerged and Emerging New Uniform Commercial Code, SJ032 ALI-ABA 137 (2003)
Stephanie A. Heller, Frederick H. Miller and Barkley Clark,Consumer Payments Outside the Check System: Online Payments, ACH, ETC, SL051 ALI-ABA 129 (2005)
Steven B. Dow and Nan S. EllisThe Propose Uniform New Payment Code: Allocation of Losses Resulting from Forged Drawer’s Signatures, 22 Harv. J. on Legis. 399 (1985)
Thomas A. Piraino, Jr.A proposed Antitrust Approach to Collaborations Among Competitors, 86 Iowa L. Rev. 1137, 1202, May, 2001,
William E. Cohen and Gary P. Zanfagna,Inside the Competitor Collaboration Guidelines: The Forest Among Trees, 2000 U. Chi. Legal F. 191 2000