:::

詳目顯示

回上一頁
題名:大學生理財素養及其相關因素徑路關係之檢驗
書刊名:高等教育
作者:曾永清 引用關係
作者(外文):Tseng, Yung-ching
出版日期:2013
卷期:8:1
頁次:頁1-29
主題關鍵詞:理財素養理財參與結構方程模式分析雙親理財教育Financial literacyFinancial participationStructural equation models analysisSEM analysisParental financial teaching
原始連結:連回原系統網址new window
相關次數:
  • 被引用次數被引用次數:期刊(8) 博士論文(3) 專書(0) 專書論文(0)
  • 排除自我引用排除自我引用:4
  • 共同引用共同引用:3
  • 點閱點閱:158
本研究以國內10所大學909份大學生理財參與資料為基礎,據以探究影響其變化之「雙親理財教育」、「理財素養」與「理財態度」之徑路關係。利用結構方程模式(SEM)分析發現,「雙親理財教育」中,父母能否在理財知識與技能上給與教導、協助理財,有較大的解釋變異,其會直接而正向影響大學生的「理財素養」與「理財態度」。在大學生理財素養社會化過程中,父母的教導扮演著正向的功效,當學生於家庭中建立正確的知識與態度後,也將正向影響他們未來的理財行為。而大學生的理財素養增加,也可以正確地改善個人理財態度。 在多群組分析中,國立大學學生在「雙親理財教育」的「教導協助理財」參數值較大,私立大學學生在「學生理財態度」的「投資影響生活」參數值較大。不同學校間,學生家長的理財成效不同,學校層次在各潛在變項徑路關係中是有差異的。
This study investigated the path relation among parental financial education, financial literacy, and financial attitude, as based on 909 copies of data on financial participation of students in 10 universities in Taiwan. Structural Equation Models (SEM) analysis found that, in the dimension of parental financial education, whether parents can instruct children in financial knowledge and skills and financial management, are the main constructs of parental financial socialization with better explained variance. Parental financial education has a direct and positive effect on college students’ financial literacy and financial attitude. Because parents’ financial instruction has this positive impact, it will have the same effect on students’ future financial behavior. The increase in college students’ financial literary can also accurately improve personal financial attitude. In the multi-group analysis, the parameter value of “instruction and assistance in financial management” in the dimension of parental financial education of college students in national universities is larger, while that of “investment-affected life” in the dimension of students’ financial attitude of college students in private universities is larger. There is a difference in parents’ financial management effectiveness among students in different universities. School level has an effect on the path relations of various latent variables.
期刊論文
1.喬曉麗(2006)。國外中小學校的理財教育及其啟示。教學與管理--理論版,29,79-80。  延伸查詢new window
2.Bauer, J. W.、Braun, B.、Olson, P. D.(2000)。Welfare to well-being framework for research, education, and outreach。The Journal of Consumer Affairs,34(1),62-81。  new window
3.Blalock, L. L.、Tiller, V. R.、Monroe, P. A.(2004)。"They get you out of courage": Persistent deep poverty among former welfare-reliant women。Family Relations,53(2),127-137。  new window
4.Braunstein, S.、Welch, C.(2002)。Financial literacy: An overview of practice, research, and policy。Federal Reserve Bulletin,88(11),445-457。  new window
5.Chen, Haying、Volpe, Ronald P.(1998)。An analysis of personal financial literacy among college students。Financial Services Review,7(2),107-128。  new window
6.Clarke, M. C.、Heaton, M. B.、Israelsen, C. L.、Eggett, D. L.(2005)。The acquisition of family financial roles and responsibilities。Family and Consumer Sciences Research Journal,33(4),321-340。  new window
7.Danes, S. M.(1994)。Parental perceptions of children’s financial socialization。Financial Counseling and Planning,5(1),127-146。  new window
8.Danes, S. M.、Hira, T.(1987)。Money management knowledge of college students。Journal of Student Financial Aid,17(1),4-16。  new window
9.Dowling, N. A.、Corney, T.、Hoiles, L.(2009)。Financial management practices and money attitudes as determinants of financial problems and dissatisfaction in young male Australian workers。Journal of Financial Counseling and Planning,20(2),5-13。  new window
10.Grable, J. E.、Joo, S. H.(1998)。Does financial education affect knowledge, attitudes, and behavior? An empirical analysis。Personal Finances and Worker Productivity,2(2),213-220。  new window
11.Hira, T. K.(2002)。Current financial environment and financial practices: Implications for financial health。Journal of Family and Consumer Sciences,94(1),1-4。  new window
12.Hira, T. K.、Mugenda, O. M.(2000)。Gender differences in financial perceptions, behaviors and satisfaction。Journal of Financial Counseling and Planning,13(2),86-92。  new window
13.Jorgensen, B. L.、Savla, J.(2010)。Financial literacy of young adults: The importance of parental socialization。Family Relations,59(4),465-478。  new window
14.Klemme, D.(2002)。National Jumpstart Coalition for financial literacy benchmarks: Curriculum inclusion and pedagogical practice in Wisconsin。Journal of Family and Consumer Sciences Education,20(2),12-19。  new window
15.Lusardi, A.、Mitchell, O. S.(2007)。Baby boomer retirement security: The role of planning, financial literacy, and housing wealth。Journal of Monetary Economics,54(1),205-224。  new window
16.Lyons, A.(2005)。Financial education and program evaluation: Challenges and potentials for financial professionals。Journal of Personal Finance,4(4),56-68。  new window
17.Lyons, A.、Neelakantan, U.(2008)。Potential and pitfalls of applying theory to the practice of financial education。Journal of Consumer Affairs,42(1),106-112。  new window
18.Martin, A.、Oliva, J. C.(2001)。Teaching children about money: Applications of social learning and cognitive learning developmental theories。Journal of Family and Consumer Sciences,93(2),26-29。  new window
19.Norvilitis, Jill M.、Szablicki, P. Bernard、Wilson, Sandy D.(2003)。Factors influencing levels of credit-card debt in college students。Journal of Applied Social Psychology,33(5),935-947。  new window
20.Pinto, M. B.、Parente, D. H.、Mansfield, P. M.(2005)。Information learned from socialization agents: Its relationship to credit card use。Family and Consumer Sciences Research Journal,33(4),357-368。  new window
21.Shim, Soyeon、Barber, Bonnie L.、Card, Noel A.、Xiao, Jian Jing、Serido, Joyce(2010)。Financial socialization of first-year college students: The roles of parents, work, and education。Journal of Youth and Adolescence,39(12),1457-1470。  new window
22.Solheim, C. A.、Zuiker, V. S.、Levchenko, P.(2011)。Financial socialization family pathways: Reflections from college student narratives。Family Science Review,16(2),97-112。  new window
23.Tang, T. L.、Fumham, A.、Davis, G. M.(2002)。The meaning of money: The money ethic endorsement and work-related attitudes in Taiwan, the USA and the UK。Journal of Managerial Psychology,17(7),542-563。  new window
24.Hayhoe, C. R.、Leach, L. J.、Turner, P. R.、Bruin, M. J.、Lawrence, F. C.(2000)。Differences in spending habits and credit use of college students。Journal of Consumer Affairs,34(1),113-133。  new window
25.Beverly, S. G.、Burkhalter, E. K.(2005)。Improving the financial literacy and practices。Children & Schools,27(2),121-124。  new window
26.Roberts, James A.、Jones, Eli(2001)。Money attitudes, credit card use, and compulsive buying among American college students。The Journal of Consumer Affairs,35(2),213-240。  new window
27.Baron, R. M.、Kenny, D. A.(198612)。The Moderator-Mediator Variable Distinction in Social Psychological Research: Conceptual, Strategic, and Statistical Considerations。Journal of Personality and Social Psychology,51(6),1173-1182。  new window
28.Mardia, K. V.(1970)。Measures of multivariate skewness and kurtosis with applications。Biometrika,57(3),519-530。  new window
29.曾永清(20050400)。經濟認知與經濟參與相關性之調查研究--以北區商業類技職學生為例。師大學報. 教育類,50(1),123-138。new window  延伸查詢new window
30.Borden, L. M.、Lee, S.-A.、Serido, J.、Collins, D.(2008)。Changing college students' financial knowledge, attitudes, and behavior through seminar participation。Journal of Family and Economic Issues,29(1),23-40。  new window
31.Bagozzi, Richard P.、Yi, Youjae(1988)。On the Evaluation of Structural Equation Models。Journal of the Academy of Marketing Science,16(1),74-94。  new window
32.Joo, S. H.、Grable, J. E.(2004)。An exploratory framework of the determinants of financial satisfaction。Journal of Family and Economic Issues,25(1),25-50。  new window
33.McCormick, M. H.(2009)。The effectiveness of youth financial education: a review of the literature。Journal of Financial Counseling and Planning,20(1),70-83。  new window
會議論文
1.Cude, B.、Lawrence, F.、Lyons, A.、Metzger, K.、LeJeune, E.、Marks, L.、Machtmes, K.(2006)。College students and financial literacy: What they know and what we need to learn。Eastern Family Economics and Resource Management Association 2006 Conference。  new window
圖書
1.吳明隆(2010)。結構方程模式:AMOS的操作與應用。五南圖書出版股份有限公司。  延伸查詢new window
2.陳寬裕、王正華(2010)。結構方程模型分析實務:AMOS的運用。五南圖書出版股份有限公司。  延伸查詢new window
3.Bandura, Albert(1986)。Social Foundations of Thought and Action: A Social Cognitive Theory。Prentice-Hall, Inc.。  new window
其他
1.Coleman, S.(2008)。Financial literacy and attitudes toward personal finance of college undergraduates,http://rwahlers.iweb.bsu.edu/abd2008/papers/p08_coleman_2.pdf。  new window
2.Mandell, L.(2008)。Financial literacy: Does it matter?,http://www.jumpstartcoalition.org/upload/MandellPaper April 2005.doc。  new window
3.Sharma, G.(2004)。Financial literacy: A student and young adult perspective,http://cfltaskforce.treasury.gov.au/content/_download/subirussions/sharma_g.pdf。  new window
4.中華民國財金智慧教育推廣協會(2007)。財金素養大調查結果顯示財金教育普及化仍有相當大得進步空間,http ://www.finlea.org.tw/News_show.aspx?id=138, 20071215。  延伸查詢new window
圖書論文
1.Beutler, I. F.、Dickson, L.(2008)。Consumer economic socialization。Handbook of consumer finance research。New York, NY:Springer。  new window
 
 
 
 
第一頁 上一頁 下一頁 最後一頁 top
:::
無相關書籍
 
無相關著作
 
QR Code
QRCODE