The remittances are often used for payment transactions. The remitter give the money from his bank and it continues to make to the bank of the recipient. There are by the participation of three different types, namely, the transfer in the same branch bank, the same bank or between different banks. Between the remitting bank and receptions Bank without reference contract, then you need to pass through an intermediate bank that payment performance. Nowadays, a referral is done by so-called. Electronic Funds Transfers. This work study the legal relationship between the participant.